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Do any of you have a favorite short term bond fund? Is it actively managed or passive? I'm looking to add a small percentage of short term bonds to my portfolio. Thanks.
What do you think of Vanguard Short Term Investment Grade Fund, VFSTX?
What do you think of Vanguard Short Term Investment Grade Fund, VFSTX?
I also vote for CDs. My fixed income is in laddered CDs out to 5 years. It's over-weighted for two years or less. The average yield is poor (<1.5%) but I know the money will be there if/when interest rates go up. Any loss of principle is recovered as the CDs mature.
I'm in a similar situation having most of our money at VG in retirement accounts. So moving it to get a good CD rate is a pain.I should have started out stating that this money is in a 401k. I will be rolling it over to an IRA 45 days after I retire on Thanksgiving eve! So I can't take some of it out to invest outside the IRA constraints. This money wouldn't be touched until year 4 of retirement and would be paired with Vang. Wellington Fund.
Yes, I prefer a short term bond fund to savings or CDs. I'm more comfortable with a little volatility in price and getting dividend income on par with inflation than the alternative of locking in with alternatives that lose to inflation. I'm using VFSUX.Do any of you have a favorite short term bond fund? Is it actively managed or passive? I'm looking to add a small percentage of short term bonds to my portfolio. Thanks.