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Re: Should I be nervous?
Old 07-26-2006, 09:04 AM   #21
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Re: Should I be nervous?

Originally Posted by brewer12345
The IRS changed the rules a few years ago, so you can now roll an IRA into a 401k.* The IRS also no longer cares if you don't keep rollover money separate.* So the only restriction on dumping IRA money into a 401k is whether your employer/the plan allows it.
Thank you Brewer! *I was beginning to doubt myself... *Nahhhhhhhhhh just the modest wine I was slurping! *Now, who knows a McJOB (and qualifying time) I can pick up and qualify in short order to roll fund into in the year I turn 55 *I really don't wanna wait thill 59 & 1/2 to get to play! *I prefer not to have the 5 year 72T restrictions as there are some moving targets on the horizon. * McMansion, relocation, kids etc *

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Re: Should I be nervous?
Old 07-26-2006, 10:13 AM   #22
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Re: Should I be nervous?

Originally Posted by DFW_M5
.....* As to taking care of my kids college expenses, this is something I am committed to provide for their bachelors degree; for grad school, they are on their own.
Same with us, but consider the period of free interest AND the leverage with the kids to assure that they stay on task.* DH and I both remembered our years at the U and the students who goofed off because they had indulgent parents.*

Some of us are willing to fund higher education for the sake of learning; others view it as an investment for future earning power.* We were the latter and worked with them to find the best value (not the cheapest) in school programs.*

Don't let the kid's need for college funds put you in a needless squeeze while you are adjusting your finances.

Duck bjorn.
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