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Re: So, frugal people, what DO you allow yourselves?
Old 11-16-2005, 11:20 PM   #41
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Re: So, frugal people, what DO you allow yourselves?

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Originally Posted by Cut-Throat
I don't spend money on evil Monthly Bills. - Cable, Cell Phone, Latte's

Or Tools that involve work - Lawn Mowers, Snow Blowers, Roto Tillers, Table Saws, Chain Saws, Log Splitters, etc. etc. etc.
This is truly a stroke of genius.

Ha
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Re: So, frugal people, what DO you allow yourselves?
Old 11-16-2005, 11:48 PM   #42
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Re: So, frugal people, what DO you allow yourselves?

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Originally Posted by LRAO
I know that pretty much everyone here LBYM and does a good job of saving $$$, investing it, etc.

But how do you "live a little?"
I don't really know how to answer this. While most people would consider us frugal, what really drives our spending is the quest for value. If we value something, we spend our money on it. The perception others have that we are frugal is really just a result of the fact that we don't value certain types of things others consider luxuries (cable TV, expensive clothes, luxury cars, restaurant food, . . .). So when we travel cross country, we drive a Saturn VUE and stay in Motel 6 or camp. We bring a cooler of food for our meals. We enjoy camping and if we are only sleeping overnight and hitting the road, it doesn't make sense to pay more for a hotel. Picnics are a good break from the road and the food is better than most restaurants anyway. Yet in our recent trip to Munich we stayed in a 260 euro per night hotel because it was located where we wanted to be and we only had 9 days to see the city. Being somewhere with excellent service and centrally located was valuable to us.

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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 08:17 AM   #43
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Re: So, frugal people, what DO you allow yourselves?


A copy of ESRBob's book!


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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 08:20 AM   #44
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Re: So, frugal people, what DO you allow yourselves?

A couple of trips each year. Eat out several times a week. Just buy what we need, when we need it, and usually pay cash. No large bills coming in each month. And, continue to save.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 10:17 AM   #45
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Re: So, frugal people, what DO you allow yourselves?

"What do we allow ourselves?"* Less and less now that we are in the middle of building a barn at our house for dh's British car/racecar business (I was suckered into it by getting a studio out of half the upstairs).* When will this project be over anyway?* It's taking forever!

Things we allow ourselves:

1. Tennis - good for my back problems and I love it...* I rationalize it as an investment in my own health.

2. Eating out at a mid-priced restaurant, down to about once a month.

3. Books and cds (check library first and if unavailable, buy used at Amazon)

4. Fancy cheeses!

5. Gardening (I collect various things: peonies, Japanese maples...)* This fall I planted 400 daffodils in our woods.

6. Adventure beers and low key entertaining with friends

At least with the things we do allow ourselves, they've got either a high pleasure content or are things that don't lose value.* And we're socking away roughly 30% annually toward retirement.* I wish I was of the zenlike variety and was totally satisfied, but a little more travel and dining out would be better.* I guess we can do anything, but not everything until this barn is done.*
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 10:45 AM   #46
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Re: So, frugal people, what DO you allow yourselves?

DH just bought a (used) Infiniti FX-35 last May. I about fainted when I saw the price--but we can afford it; it might possibly delay ER by, say a year? But DH loves it, and I have to admit it is a very nice vehicle.

Eating out 2-3 times a week (usually less than $20 per trip, including tip).

Wine - about $30 per month for two bottles. One bottle lasts us two nights (heavy drinkers, aren't we?).

DH and I both have a serious book habit, but both of us have cut back lately.

Movies once or twice a month, usually followed by a meal out.

Lots of nights spent at home together watching DVDs or just talking and playing with the dogs.

And still saving 30% or more of our income, which is the biggest indulgence of them all.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 12:53 PM   #47
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Re: So, frugal people, what DO you allow yourselves?


Season college football, wrestling, and theatre tickets
Season community theatre tickets
One away football game (iowa st. this year, we lost)
2-3 short trips each year
Paulener hef-weizen beer
New hyundai elantra


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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 03:21 PM   #48
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Re: So, frugal people, what DO you allow yourselves?

I'm surprised at how so many people think going out to eat is a treat.

If you people knew how much nose-picking and food dropping is done in the kitchen by cooks with unwashed hands, maybe it wouldn't be so much of a treat.

Maybe ignorance is bliss.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 03:36 PM   #49
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Re: So, frugal people, what DO you allow yourselves?

Quote:
Originally Posted by retire@40
I'm surprised at how so many people think going out to eat is a treat.

If you people knew how much nose-picking and food dropping is done in the kitchen by cooks with unwashed hands, maybe it wouldn't be so much of a treat.

Maybe ignorance is bliss.
I guess you have not seen how your food is handled in the food chain to your grocery store. I did food inspections for a while. After doing a few you learn to not worry so much about it. Remember; there are limits on the amount of rat crap and insect parts that are acceptable in your processed foods.

Ignorance is unavoidable unless you grow, process, store and cook ALL you own food. Not very likely for most people. You just have to take a lot on faith and hope the processors and cooks have been well trained and managed. Most good restaurants are very careful about this.

At least if you get sick after eating in a restaurant, you have a pretty good idea of who to blame it on.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 03:45 PM   #50
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Re: So, frugal people, what DO you allow yourselves?

1. Dream computer (that i built, always a work in progress) and double DSL bandwidth (SBC DSL Pro), monthly MMORPG subscription, PC games here and there
2.* Decent cars (04 VW and 95 nissan);* will replace my 95 nissan with a new Subaru WRX soon.
3.* Tennis league and tournament fees
4.* 30" HDTV, and very nice 5.1 DD sound
5.* Wife buys furniture, clothes, eats out too much, and buys too many toys for my one kid.
6.* House built in 95', 1950 square feet.

We make 110K a year so to give some frame of reference.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 03:53 PM   #51
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Re: So, frugal people, what DO you allow yourselves?

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DH just bought a (used) Infiniti FX-35 last May.* I about fainted when I saw the price--but we can afford it; it might possibly delay ER by, say a year?
He could have got the same vehicle for 10-15K less (given same "usedness").* *Its called the Nissan Murano. Then again he could have spend another 20K more for the same vehicle too; Its called the Porsche Cayenne.

But from what i can tell, they're all 3 the same more or less.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:12 PM   #52
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Re: So, frugal people, what DO you allow yourselves?

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Originally Posted by azanon
He could have got the same vehicle for 10-15K less (given same "usedness").* *Its called the Nissan Murano.* *Then again he could have spend another 20K more for the same vehicle too;* Its called the Porsche Cayenne.

But from what i can tell, they're all 3 the same more or less.
No, the Cayenne is the same bodyshell as the VW Toureg. Nissan and Infiniti are related but not to Porsche or VW
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:23 PM   #53
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Re: So, frugal people, what DO you allow yourselves?

Hmmm, you mean other than the suburban Merkin lifestyle, access to world class healthcare, clean water and three meals a day?

I guess I'd say:

- His and hers cell phones. Prolly lose one of them eventually, but for now they are useful.
- Organic food (especially milk) for kiddo. DW and I are picky about what we will buy/eat, but organic is overly pricy in many cases.
- Good booze, although I make most of it for pennies a pint.
- We take a couple of vacations a year. Usually look for "bargain destinations".
- Once or twice a year, plane tickets for DW (and sometimes me too) to go visit her family in Denver.
- Good coffee. I'm partial to Green Mountain, but I buy the beans and make my own damn coffee. Not willing to pay $3+ for a cuppa.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:35 PM   #54
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Re: So, frugal people, what DO you allow yourselves?

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Originally Posted by brewer12345
the suburban Merkin lifestyle
Have you Googled "Merkin" to see what you are referring to

This is more like a Dan post than your normal quality, but please give us the details of this lifestyle..........
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:36 PM   #55
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Re: So, frugal people, what DO you allow yourselves?

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Have you Googled "Merkin" to see what you are referring to

This is more like a Dan post than your normal quality, but please give us the details of this lifestyle..........
My use of "merkin" for myself and my countrymen is a self-deprecating reference to the hugely wasteful lifestyle most of us lead and the tendency for all of us to be "ugly Merkins" rather than good citizens of the world.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:40 PM   #56
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Re: So, frugal people, what DO you allow yourselves?

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Originally Posted by SteveR
I guess you have not seen how your food is handled in the food chain to your grocery store.* I did food inspections for a while.* After doing a few you learn to not worry so much about it.* Remember; there are limits on the amount of rat crap and insect parts that are acceptable in your processed foods.*
I know, I've seen the rats running around wholesale areas and in pasta manufacturing companies, and fruit-flies being processed in the apple-cider, etc., so I agree there could be crap and ground-up insects in many processed foods.

But, it's the extra layers of infestation that happens AFTER the food is brought into the restaurants that is more worrisome.

By the way, at home I still wash the triple-washed spinach. *
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:42 PM   #57
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Re: So, frugal people, what DO you allow yourselves?

Oh please describe an ugly merkin! *Maybe Dan has a photo.....

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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 04:57 PM   #58
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Re: So, frugal people, what DO you allow yourselves?

mail order dvds. dont need cable and can sit down and watch a 1 hour tv show in 40 minutes.
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 07:08 PM   #59
 
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Re: So, frugal people, what DO you allow yourselves?

I used to work in a restaurant way back in 1967. It was a truck stop. It was very, very clean all the time. I ate there every day. No problems whatsoever!

I'm sure there are some that are dicey. But I can atest that not all fall into this category!
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Re: So, frugal people, what DO you allow yourselves?
Old 11-17-2005, 07:12 PM   #60
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Re: So, frugal people, what DO you allow yourselves?

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Originally Posted by Cut-Throat
I used to work in a restaurant way back in 1967. It was a truck stop. It was very, very clean all the time. I ate there every day. No problems whatsoever!

I'm sure there are some that are dicey. But I can atest that not all fall into this category!
Who would be crazy enough to mess with a trucker's food? It's those upscale hoity toity restaurants where the kitchen workers take out their frustrations on the snotty customers.
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