Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: So what's wrong with 500k in a sheltered 4+% money market?
Old 11-29-2006, 06:50 PM   #21
Thinks s/he gets paid by the post
 
Join Date: Apr 2006
Location: North Bay
Posts: 1,026
Re: So what's wrong with 500k in a sheltered 4+% money market?

Quote:
Originally Posted by mathjak107
you wanted no risk and practically are assured you will have one
Risk and loss are two different things. You're saying that he is almost guaranteed a loss, not a risk. He may want to limit the risk level and is willing to take a small loss to avoid the chance of a big one. Risk is uncertainty in outcome...loss is decrease in principal (either nominal or real...however an individual chooses to look at it).
__________________

__________________
scrinch is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: So what's wrong with 500k in a sheltered 4+% money market?
Old 11-29-2006, 06:57 PM   #22
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2005
Posts: 5,408
Re: So what's wrong with 500k in a sheltered 4+% money market?

well the farther in time you go out with stocks and other mixed assets the smoother the return. like i always say i couldnt pull very many 15 year periods where the returns werent within 1% of each other . the returns always migrated towards the same 12-13% a year. thats almost guaranteed . of course the past dosnt mean it will continue but heck id take my chances getting 1/2 that before id chance a cd long term
__________________

__________________
mathjak107 is offline   Reply With Quote
Re: So what's wrong with 500k in a sheltered 4+% money market?
Old 11-29-2006, 07:13 PM   #23
Thinks s/he gets paid by the post
Bikerdude's Avatar
 
Join Date: Jul 2006
Posts: 1,901
Re: So what's wrong with 500k in a sheltered 4+% money market?

Quote:
Originally Posted by windsurf
Ouch. Guilty.
Don't get me wrong I have no problem with a balanced portfolio. I have one myself. Each person has to deal with their own level of risk and how well they want to sleep. If you take on more risk than you can handle that sets you up to sell at a bad time (low). I was just trying to point out that you have other options for the fixed portion of a balanced portfolio. Good luck! And keep your left up.
__________________

__________________
“I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said” Alan Greenspan
Bikerdude is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Need to open a Money Market Account Hamlet FIRE and Money 5 02-13-2007 10:35 PM
who pays the highest money market returns ? zuki FIRE and Money 8 04-21-2005 06:52 PM
Question - 'Chicken' Money' Ol_Rancher FIRE and Money 1 01-10-2004 08:56 AM
How to locate a no fee Money Market fund Natalie Other topics 1 08-04-2003 07:50 AM
Money market in 401K Bill FIRE and Money 2 05-31-2003 08:15 AM

 

 
All times are GMT -6. The time now is 06:36 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.