When I first started digging into the possibility of RE, one of the forum members suggested we look into potential SS benefits as a family based on the post below and the fact that we got a late start and have young kids at home.
https://www.kitces.com/blog/why-soci...and-not-delay/
As I understand it, DH could file at 62, receiving reduced benefits, but both of our children are eligible for benefits until they turn 18, at a rate 50% of his NRA benefits, up to the family max. I, as his spouse, could also apply for spousal benefits if I were 100% caring for the children, up until they are 16.
As I run the numbers, I realize that between DH's benefit and both kids, we'll hit the family maximum. This is probably a dim Q, but can you only apply for benefits for primary and dependents and have the spouse (me) file later on their own benefits?