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Old 03-08-2015, 05:32 PM   #21
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Originally Posted by ERhoosier View Post
I am not a big fan of SS generally, but in fairness any discussion of "return" from SS should also include value of survivor benefits for children & surviving spouses.
One might add the spouses benefit if the spouse does not work. As well as if you get SS retirement benefits your kids under 18 get benefits also.
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Old 03-08-2015, 07:44 PM   #22
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Not if you FIRE early I was well over the contribution cap for most of my working career but since it's short I'm still under the second bend point.


If the second AIME bend point is roughly at 5k, SS contributions capped at 120k, then as long as you fire before ~18 years, you get the same return as pretty much anyone else.
Same here, I think. Although I need to look more closely.
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