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Some additional credit cards worth checking out.
Old 09-14-2005, 04:19 PM   #1
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Some additional credit cards worth checking out.

So earlier we all agreed the Citi Mastercard Platinum Select Dividend card is a keeper, with 5% cash back on gas and groceries, and 1% on everything else. But it has a $300 max payout. So we recently got an offer from HSBC for a card that gives 1% with no cap, and we applied and got it, great second card, right? Well, ends up Chase has a card now that is 5% on gas and groceries, 1% everything else, and has no limit.

http://tinyurl.com/a6s9h

Any better offers come up recently?
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Re: Some additional credit cards worth checking out.
Old 09-14-2005, 04:54 PM   #2
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Re: Some additional credit cards worth checking out.

IIRC, Pen Fed has a 1.25% cash back card. I don't think they have a cap.
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Re: Some additional credit cards worth checking out.
Old 09-14-2005, 05:23 PM   #3
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Re: Some additional credit cards worth checking out.

Laurence, Thanks - good lead.

Do most gas stations qualify for the 5 points per dollar, or is it a limited number of stations?

I know they say it qualifies if the station identifies itself as a gas station to Visa, but how would I know that ahead of time? I usually use AMEX (1.5% cash back, but graduated .5%; 1%; 1.5% - I average around 1%), so I do not know how these places report to Visa/Chase.

-ERD50

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Re: Some additional credit cards worth checking out.
Old 09-14-2005, 05:25 PM   #4
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Re: Some additional credit cards worth checking out.

Wow, didn't realise, my citibank card has always made me $300 a year (the max), so I never looked too closely. That's why I needed another card, because I max with half the year to go!
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Re: Some additional credit cards worth checking out.
Old 09-14-2005, 06:19 PM   #5
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Re: Some additional credit cards worth checking out.

Quote:
Originally Posted by Laurence
Wow, didn't realise, my citibank card has always made me $300 a year (the max), so I never looked too closely. That's why I needed another card, because I max with half the year to go!
Hey, I've ended up with 5 rewards cards LLBean... Amazon...Subaru...BofA...Discover
When I learned I could pay college expenses with a credit card..well the maxing came quickly
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Re: Some additional credit cards worth checking out.
Old 09-14-2005, 06:31 PM   #6
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Re: Some additional credit cards worth checking out.

Another option is just getting a second card account with the same issuer if you pushing the 300 cap from citi. I actually have 4 citi accounts (3 used for bt's right now) and one used for purchases.
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Re: Some additional credit cards worth checking out.
Old 09-15-2005, 10:02 AM   #7
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Re: Some additional credit cards worth checking out.

Quote:
Originally Posted by Laurence
So earlier we all agreed the Citi Mastercard Platinum Select Dividend card is a keeper, with 5% cash back on gas and groceries, and 1% on everything else.* But it has a $300 max payout.* So we recently got an offer from HSBC for a card that gives 1% with no cap, and we applied and got it, great second card, right?* Well, ends up Chase has a card now that is 5% on gas and groceries, 1% everything else, and has no limit.*

http://tinyurl.com/a6s9h

Any better offers come up recently?
Chase is also $300 MAX... total of 30,000 points... but, you can get one called the Perfect Card with 3% cash back and 1% for all other with not maximum... plus they pay you on your next statement!!! I use the Citi for gas, groceries and drugs and the Chase for all other purchases.
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