Join Early Retirement Today
Thread Tools Search this Thread Display Modes
SS reciprocal totalization agreement
Old 03-12-2011, 09:14 AM   #1
Thinks s/he gets paid by the post
nun's Avatar
Join Date: Feb 2006
Posts: 4,332
SS reciprocal totalization agreement

Tis is a pretty esoteric SS question, so where better to ask it than here. I have 17 years of US SS and 25 years of UK Ss payments. Under the totalizatiom agreement can I use the UK payments to top up my US SS record to the point where I can eliminate WEP?

"The needs of the many outweigh the needs of the few, or the one." - Spock
Retired Mar 2014 at age 52
Target AA: 70% equity funds / 28% TIAA-Traditional/ 2% cash
Target WR: 0.0%,
Income from pension, rent, and eventually SS
nun is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-12-2011, 01:26 PM   #2
Thinks s/he gets paid by the post
MasterBlaster's Avatar
Join Date: Jun 2005
Posts: 4,360
Everything in the SS UK Totalization Agreement is covered here. Spend some time there and your question will inevitably be answered.

Description of the U.S.-U.K. Social Security Agreement

MasterBlaster is offline   Reply With Quote
Old 03-12-2011, 03:16 PM   #3
Thinks s/he gets paid by the post
nun's Avatar
Join Date: Feb 2006
Posts: 4,332
Yeah I've read that a few times. But a reality check with someone who has been through the process is good. What I took from the page is that as I have 40 US credits I qualify for SS and cannot use my UK credits to get a bigger payment. However, I think I can use my US SS credits to get me to the 30 years of payments I need for a UK state pension. I'll ask the UK authorities.
nun is offline   Reply With Quote
Old 03-13-2011, 01:31 PM   #4
Thinks s/he gets paid by the post
DangerMouse's Avatar
Join Date: Jan 2007
Location: Silicon Valley
Posts: 1,812
My understanding is you can only use the UK credits if you need to top it up to 40 credits.

What is the difference between 25 years of credits and 30? The UK pension payments are so pathetic I would imagine it would be minimal.

I can recall when we first moved to the UK I spoke with them and they told me it was 44 years of payments for full entitlement.

I be a girl, he's a boy. Think I maybe FIRED since July 08. Mid 40s, no kidlets. Actually am totally clueless as to what is going on with DH.
DangerMouse is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Medicare Part D Donut Hole Agreement gindie Health and Early Retirement 0 08-29-2009 02:47 PM
***Non-Compete Agreement*** Space Mountain Other topics 21 07-18-2009 10:32 AM
Tenants in Common (TIC) Agreement? LeBlanc Other topics 3 07-14-2008 09:20 AM
Earn Out Agreement flpanhandle FIRE and Money 6 09-22-2007 01:23 PM


All times are GMT -6. The time now is 07:15 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.