Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 07-30-2014, 02:38 PM   #101
Full time employment: Posting here.
Accidental Retiree's Avatar
 
Join Date: Feb 2012
Posts: 975
Quote:
Originally Posted by travelover View Post
A good reason to move.

😝


Sent from my iPhone using Early Retirement Forum
__________________

__________________
Chief Retirement Strategist
The AR Group
Accidental Retiree is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-30-2014, 03:16 PM   #102
Thinks s/he gets paid by the post
robnplunder's Avatar
 
Join Date: Nov 2013
Location: Bay Area
Posts: 2,124
Quote:
Originally Posted by pb4uski View Post
Similar here, but I suspect I will regret the day DW figures it out. She hasn't asked and I haven't told.
Would that be the day that you go from being a multi-millionaire to a mere millionaire? Ignore this question if you have more than $4M.
__________________

__________________
Pura Vida
robnplunder is offline   Reply With Quote
Old 07-30-2014, 04:15 PM   #103
Thinks s/he gets paid by the post
 
Join Date: Mar 2009
Posts: 1,433
Quote:
Originally Posted by Jay_Gatsby View Post
Agreed, which is why I drive an 8-year old Honda Accord (22k OTD new). However, if you enjoy driving luxury cars, you probably want to maintain them properly.


Sent from my iPhone using Early Retirement Forum
The problem with today's luxury cars is that regardless of maintenance, the bells and whistle electronic options can break the budget. Ten years ago when we bought our last car the Lexus salesman told us not to worry about extended warranty unless we purchased the advanced GPS /stereo sound system. We followed his advice and have had - zero, yes zero repairs with the only dealer maintenance being a timing belt scheduled replacement. Which only cost $400 due to the fact they combined it with a recall. Other than that I do the oil changes myself and keep an eye on everything.
__________________
Retired in 2016. Living off dividends / interest and a mini pension. Freedom.
foxfirev5 is offline   Reply With Quote
Old 07-30-2014, 04:36 PM   #104
Thinks s/he gets paid by the post
ExFlyBoy5's Avatar
 
Join Date: May 2013
Posts: 1,977
I bought two dash cams just for issues like this. They are hardwired so run anytime the car is running or I override the auto shutoff.

http://www.amazon.com/gp/product/B00...?ie=UTF8&psc=1

Also, I drive an Infiniti...granted it's 5 years old...

Sent from my mobile device so please excuse grammatical errors.
__________________
Founder and Head Lounger @ The Life of Leisure Institute
Retired in 2014 at the Ripe Age of 40.
ExFlyBoy5 is offline   Reply With Quote
Old 07-30-2014, 05:15 PM   #105
Recycles dryer sheets
 
Join Date: Apr 2014
Posts: 227
A few years ago I bought a 2000 Ford Mustang convertible V6 with 15k miles. It still had the new car smell. I paid $6400, it had been in an accident (still clean title) but I had it inspected and got the green light from the body shop. About a year later I was in an accident. The car was totaled because of its age. I got a check for $6k, kept the car and paid $1700 in repairs ($500 for a junk yard door and the rest was paint). I made $4k on the deal. By far my best car purchase.
__________________
retirementguy1 is offline   Reply With Quote
Old 07-30-2014, 05:42 PM   #106
gone traveling
 
Join Date: Oct 2007
Posts: 1,135
Big hat no cattle.

My favorite one is to make a large purchase with cash instead of credit card.

Nothing gets people flustered like whipping out a big @55 pile of crispy new Benjamin's Especially those that think they sized me up as being on the poor side if the tracks.

Cash is king !
__________________
papadad111 is offline   Reply With Quote
Old 07-30-2014, 05:50 PM   #107
Thinks s/he gets paid by the post
robnplunder's Avatar
 
Join Date: Nov 2013
Location: Bay Area
Posts: 2,124
Quote:
Originally Posted by biker4life View Post
Big hat no cattle.

My favorite one is to make a large purchase with cash instead of credit card.

Nothing gets people flustered like whipping out a big @55 pile of crispy new Benjamin's Especially those that think they sized me up as being on the poor side if the tracks.

Cash is king !

Not so fast. A true local story on news a few years ago - A criminal couple went shopping in a mall and paid for a ring with bunch of Benjamins. Store owner reports it to police b/c it's rather unusual event. The police did a quick check and the couple was arrested for past crime. So, if you have warrants or running from the law, think twice before paying with large amount of cash.
__________________
Pura Vida
robnplunder is offline   Reply With Quote
Old 07-30-2014, 05:59 PM   #108
Moderator Emeritus
 
Join Date: Oct 2007
Posts: 4,929
Quote:
Originally Posted by biker4life View Post
Big hat no cattle.

My favorite one is to make a large purchase with cash instead of credit card.

Nothing gets people flustered like whipping out a big @55 pile of crispy new Benjamin's Especially those that think they sized me up as being on the poor side if the tracks.

Cash is king !

Yah. My first thought was "seller is suspicious of pile-o-cash, calls police. Civil asset forfeiture ensues."

Not fun.
__________________
M Paquette is offline   Reply With Quote
Old 07-30-2014, 06:42 PM   #109
Thinks s/he gets paid by the post
 
Join Date: Mar 2010
Location: Kerrville,Tx
Posts: 2,712
Quote:
Originally Posted by robnplunder View Post
Not so fast. A true local story on news a few years ago - A criminal couple went shopping in a mall and paid for a ring with bunch of Benjamins. Store owner reports it to police b/c it's rather unusual event. The police did a quick check and the couple was arrested for past crime. So, if you have warrants or running from the law, think twice before paying with large amount of cash.
Or be careful about where you go as in at least some jurisdictions you can be stopped and the cash confiscated as the proceeds of drug deals (Typically combined with a speed trap in a small town on a major route) That is why a check is about as good a deal it still means paying directly (or indeed a debit card).
__________________
meierlde is offline   Reply With Quote
Old 07-30-2014, 09:50 PM   #110
Moderator
Sarah in SC's Avatar
 
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,456
meierlde, did you see this article about that? Fascinating reading, and terrifying to think!
Taken - The New Yorker
__________________
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way

Sarah in SC is offline   Reply With Quote
Old 07-30-2014, 10:34 PM   #111
Thinks s/he gets paid by the post
 
Join Date: Mar 2010
Location: Kerrville,Tx
Posts: 2,712
Quote:
Originally Posted by Sarah in SC View Post
meierlde, did you see this article about that? Fascinating reading, and terrifying to think!
Taken - The New Yorker
I had read several stories about it in the last few years. One guy had the cash to buy a car (he did not trust banks). But of course in addition to this there is the random stickup person who might take the money.
__________________
meierlde is offline   Reply With Quote
Old 07-30-2014, 10:47 PM   #112
gone traveling
 
Join Date: Oct 2007
Posts: 1,135
Fair comments. I am not talking tens of thousands of dollars. You get the same reaction paying a 400 grocery bill in cash - maybe they are used to seeing EBT cards or something. ...

To me the fun factor far outweighs the risk. But I respect your perspectives and fears ...
__________________
papadad111 is offline   Reply With Quote
Old 07-30-2014, 11:10 PM   #113
Thinks s/he gets paid by the post
 
Join Date: Nov 2009
Posts: 3,862
Quote:
Originally Posted by Sarah in SC View Post
meierlde, did you see this article about that? Fascinating reading, and terrifying to think!
Taken - The New Yorker
On "The Daily Show" a week or so ago, Jon Stewart had a segment about this hideous practice. I hope more light gets shown on it and the police departments get sued so they can cut the abuse out.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
scrabbler1 is online now   Reply With Quote
Old 07-31-2014, 08:48 AM   #114
Thinks s/he gets paid by the post
 
Join Date: Mar 2011
Posts: 3,697
Quote:
Originally Posted by biker4life View Post
Fair comments. I am not talking tens of thousands of dollars. You get the same reaction paying a 400 grocery bill in cash - maybe they are used to seeing EBT cards or something. ...

To me the fun factor far outweighs the risk. But I respect your perspectives and fears ...
On the flip side, I worked with a guy who always had at least $2,000 in cash in his wallet. Would often make a show of paying cash by whipping out a few $100's before he could 'find' a $20 dollar bill.

Sadly, it all the money he had in the world.

Then, of course there is my own brother who didn't have a checking account or a credit card until he was 58 years old! To this day, he trots down to the cell phone store each month and pays his cell phone bill in cash.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
marko is offline   Reply With Quote
Old 07-31-2014, 09:05 AM   #115
Thinks s/he gets paid by the post
Jay_Gatsby's Avatar
 
Join Date: Oct 2004
Posts: 1,719
Quote:
Originally Posted by scrabbler1 View Post
On "The Daily Show" a week or so ago, Jon Stewart had a segment about this hideous practice. I hope more light gets shown on it and the police departments get sued so they can cut the abuse out.
Here's another one. At least the guy sued and won. It's definitely a shakedown program.

Humboldt County settles suits on I-80 cash seizures - Las Vegas Sun News
__________________
He had one of those rare smiles with a quality of eternal reassurance in it . . . It faced, or seemed to face, the whole external world for an instant and then concentrated on you with an irresistible prejudice in your favor. -- The Great Gatsby, F. Scott Fitzgerald
Jay_Gatsby is offline   Reply With Quote
Old 07-31-2014, 10:30 AM   #116
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
RunningBum's Avatar
 
Join Date: Jun 2007
Posts: 5,175
Quote:
Originally Posted by AnIntentionalRoad View Post
Not sure exactly but I remember some statistic that most accidents happen within a few miles of one's home.
Probably because most of your driving miles are within a few miles of one's home. I'll bet if you took statistics on accidents people have while on a 500 mile drive, very few of them will be near home.
__________________
RunningBum is offline   Reply With Quote
Old 07-31-2014, 10:43 AM   #117
Moderator Emeritus
aja8888's Avatar
 
Join Date: Apr 2011
Location: The Woodlands, TX
Posts: 7,156
Quote:
Originally Posted by pb4uski View Post
Similar here, but I suspect I will regret the day DW figures it out. She hasn't asked and I haven't told.
Ditto with my DW. She's doesn't have much interest in financial matters and I handle the investment accounts and day to day bills, etc. When she asked me casually a while back how are we doing (financially), I said we have enough to "make it to 90"....and that was good enough for her.

I don't want to bring up the word "millionaire" as it may give her incentive to spread that around the family, and I don't want to give the impression we are in that category. I prefer stealth mode... We have some family members that are financial train wrecks and don't want the attention brought here. DW has a millionaire sister and brother who run that front.
__________________
aja8888 is offline   Reply With Quote
Old 07-31-2014, 03:48 PM   #118
Thinks s/he gets paid by the post
imoldernu's Avatar
 
Join Date: Jul 2012
Location: Peru
Posts: 4,616
Years ago, on my first trip to Billy Bob's, I was sitting with fellow workers (all from Texas) at a table with locals... The subject came up about what we did for a living. After the original go-round... to show my interest in what others did for a living, I asked the guy who said he was a rancher... "Yeah...Great!... How many cattle?".
A very swift and very hard kick under the table from my friend told me I had said something wrong...
The rancher was non plussed though, and replied... "I couldn't really say, because it changes... I'll just count the number of feet, and divide by four."
__________________
imoldernu is offline   Reply With Quote
Old 07-31-2014, 04:08 PM   #119
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
travelover's Avatar
 
Join Date: Mar 2007
Posts: 9,878
Quote:
Originally Posted by pb4uski View Post
Similar here, but I suspect I will regret the day DW figures it out. She hasn't asked and I haven't told.
Good plan. DW#1 divorced me after I announced we had hit the million dollar portfolio mark. I guess she figured she'd rather be a half-millionaire and not have to put up with me.
__________________
Yes, I have achieved work / life balance.
travelover is offline   Reply With Quote
Old 07-31-2014, 05:20 PM   #120
Thinks s/he gets paid by the post
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 3,830
Quote:
Originally Posted by Sarah in SC View Post
meierlde, did you see this article about that? Fascinating reading, and terrifying to think!
Taken - The New Yorker
The article reports that North Carolina is the only state to have banned the practice! Now, if they could just figure out how to reduce the 7.5 percent income tax, I might decide not to move after all.

Oh, and if all states went the way of Colorado, this would cure itself.
__________________

__________________
sengsational is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Stealth Tax? Alan Other topics 4 03-01-2009 09:43 PM
Stealth Emphysema imnxpat Health and Early Retirement 4 11-15-2007 09:02 PM

 

 
All times are GMT -6. The time now is 07:35 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.