Here's why I love my wife... I mention that I heard the market was down. She says well, that's fine, it might go back up. I say that I heard it might not... could be down forever, just like in the 70's. She says well, if we keep putting as much in as we are, and it does turn around in 10 years, we'll be really rich. I told her that sounded like a good deal to me.