The article gives this breakdown:
"We examine financial assets, home equity, retirement accounts, vehicles,property, and businesses as well as the present value of individuals’ future Social Security and pension benefits.We show mean per adult holdings for the middle quintile of the wealth distribution (wealth for married or partnered couples is divided by two).Social Security and traditional pension benefits comprise a substantial share of wealth for typical near-retiree households (figure 1). Middle-quintile households have $151,000 in Social Security wealth per adult and $72,000 in pension wealth per adult. Together, Social Security and pensions account for
nearly two-thirds of their $361,000 in total wealth. At $61,000 per adult, owner-occupied housing is the next largest source of wealth for middle-quintile households. Retirement accounts, including individual retirement accounts and defined-contribution (DC) pensions, such as 401(k) plans, are $33,000 per adult."
Nearly half of the wealth is the present value of SS.
No more lawyer stuff, no more political stuff, so no more CYA