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We are trying to lock in some long term CD rates, but I'm having trouble getting anything done in the proper time period, especially with credit unions. First, you have to join and set up the account, then execute the paper work for a broker to broker transfer, and then wait for the current broker to actually fund the account. If you have rates that can change at any time, it's almost impossible to get the funds in before the rates change.
Does anyone have any suggestions as to how I can speed up this process?
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