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Old 03-24-2010, 02:05 PM   #21
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No way. I retired to get away from all that!
Good one!

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Old 03-24-2010, 02:11 PM   #22
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Maybe Al could upgrade his sex toys!

Or buy a fancy new cabinet for hiding them when his new housecleaner comes over.

Audrey
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Old 03-24-2010, 02:52 PM   #23
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Maybe Al could upgrade his sex toys!

Or buy a fancy new cabinet for hiding them when his new housecleaner comes over.

Audrey

Al's sex toys probably consist of a rope and some old feathers ! An upgrade would be something with a battery !
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Old 03-24-2010, 02:54 PM   #24
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No one says you have to spend money. If you are happy and content, why change?
If you're happy, agreed. Part of the Cheapskate Manifesto goes something like this: "Every extra dollar you don't need to spend is like another dollar earned with a 0% tax rate."
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Old 03-24-2010, 05:00 PM   #25
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Some of us have found that we haven't been spending nearly as much as FIRECalc says we should. So here's a thread for suggestions on how to spend more money without wasting money. That is, suggestions on what to spend it on.

Should you buy a high-end laptop, or will you find that the extra cost is not justified? If you buy an iPod touch, will you really use it? A weekend reading books at a cozy inn might be nice, but your reading light and fireplace at home is pretty ideal. Is a trip to Hawaii worth the airport hassles and cramped flight? Should you upgrade to first class?

What have you spent money on that you felt was worth the expense?
I really need to access my retirement accounts before I am forced to.

I have been telling myself to buy clothes for a long time.

I spent less in 2009 than in 2008, and am so far spending less in 2010.

I do enjoy giving away money to causes and software developers and local charities and individuals ("broken birds" --Travis McGee).
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Old 03-24-2010, 05:23 PM   #26
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Al I think this would be an obvious candidate for you and at $6,400 a good start toward spending more.
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Old 03-24-2010, 05:39 PM   #27
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Lately? The big Sony Brava HDTV is great! Brings all lots of pleasure.

When my duty is done here: international travel, buying art and a really nice condo would do it for me. And if there's a little something left over, maybe use some money to stuff in the panties of a Chippendale dancer...
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Old 03-24-2010, 05:51 PM   #28
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Al, if you are asking those kinds of questions, you have been LBYMing too long!!!! Be careful what you consider "waste".....

Ah, yes, the fine art of LAYM - living AT your means......

Up until now, we haven't yet either! We've let "savings" accumulate. But that's because we are still fairly young and want to have plenty of a war chest for future financial stress - like long-term care needs, or a family member really needing financial help.

But it's easy this year - we are building a house, and furnishing it. That will use up a few years of saved $$$ so far.

Once we get past that, if we are still running below budget, I expect we will:

Travel more (particularly overseas) - we really enjoy that. Upgrade travel experiences as we can afford.
Gift more to charity.
Gift more to family.
Occasionally upgrade a favorite toy or buy a new one. (but not too much of this as I don't care to accumulate "stuff".)

The main point is to enjoy your retired life. So "invest" the extra $$ in that!!!!!

Audrey
These are good uses of funds. In addition we have been buying a lot of art recently.
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Old 03-24-2010, 05:52 PM   #29
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Some of us have found that we haven't been spending nearly as much as FIRECalc says we should.
If you'd like to outsource that unpleasant chore, I'm here to help.
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Old 03-24-2010, 07:11 PM   #30
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I'm having a bunch of family slides scanned that I'll send to my siblings.

My folks made a large contribution every three years to a family reunion. In the early years it made coming cheap enough that none of the kids missed it. In later years it did the same for the kids' kids.

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Old 03-24-2010, 07:30 PM   #31
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...if there's a little something left over, maybe use some money to stuff in the panties of a Chippendale dancer...
Oh yeah!

Hmmm, wait...they wear panties?
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Old 03-24-2010, 07:44 PM   #32
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Well... I never spent on better cars until a few years back when I purchased a used BMW at a great price.

This car literally saved my life when a huge buck jumped in front of me as I was doing 70+ MPH on a rural highway. The maneuver that allowed me to steer around the animal would have certainly caused all my prior cars to flip. It was amazing.

Its a safety thing more so than a status thing.

Its also fun as hell to drive.
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Old 03-24-2010, 07:44 PM   #33
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Oh yeah!

Hmmm, wait...they wear panties?
Well, if that suits your fancy, I am sure they will oblige.
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Old 03-24-2010, 07:47 PM   #34
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...And if there's a little something left over, maybe use some money to stuff in the panties of a Chippendale dancer...
HEY how did I miss that ?
You go girl!
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Old 03-24-2010, 08:15 PM   #35
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.

I have been telling myself to buy clothes for a long time.

Are you not buying clothes because you do not want to spend the money or you do not know what to buy ? If it's that you don't know what to buy I'd suggest getting a few catalogues ( Lands End ,LL Bean ) . They usually have a few outfits put together that are very wearable plus you can mix and match the casual outfits . Lands End offers free shipping and if you do not like the clothes you can return them to Sears . I also love Lee comfort jeans . They are the most comfortable jeans I've ever owned . A lot of stores carry them or you can buy them online . If I was near Ohio I'd definitely shop with you . I'm the queen of bargain shopping .
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Old 03-24-2010, 08:27 PM   #36
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What have you spent money on that you felt was worth the expense?
Recently, I felt my equity purchases were all worth the expense, in the same vein as the following post.

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Aside from travel, all my favorite purchases have ticker symbols.

Oh, what this forum is becoming? We were proud to be LBYM'ers during the great market crash of 08-09. Now, we cheer each other to spend, spend, spend, and not "taking any with us".
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Old 03-24-2010, 08:36 PM   #37
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52" HDTV- agree with Orchidflower on the Bravia. Great TV, good value.

Suggestion: Watch four hours of Fox News each day before posting here. The mods need the exercise.
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Old 03-24-2010, 08:48 PM   #38
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Oh, what this forum is becoming? We were proud to be LBYM'ers during the great market crash of 08-09. Now, we cheer each other to spend, spend, spend, and not "taking any with us".
Is this thread a sign of a market top, similar to when you start getting stock tips from the checkout clerk at the grocery?
What's next, a "Wheeee!!" from W2R?
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Old 03-24-2010, 09:04 PM   #39
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Is this thread a sign of a market top, similar to when you start getting stock tips from the checkout clerk at the grocery?
What's next, a "Wheeee!!" from W2R?
An accurate and worrisome analogy!

Yes, imagine that! A bunch of proud LBYM'ers, no make that ex-tightwads, advising each other on how to spend, spend, spend... Travel? RV? Cars? Sex Toys?

Oh, we are DOOMED!
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Old 03-24-2010, 09:12 PM   #40
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Is this thread a sign of a market top, similar to when you start getting stock tips from the checkout clerk at the grocery?
What's next, a "Wheeee!!" from W2R?
I was thinking of asking if anybody thought the Kindle DX with the 9.7" display was satisfactory (other than the price)....
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