Lisa99
Thinks s/he gets paid by the post
- Joined
- Aug 5, 2010
- Messages
- 1,440
A few minutes ago I told DH that I was running to McDonald's for a breakfast sandwich and asked if he wanted anything.
His response, "No, and you shouldn't either, you're spending our retirement money." (we're not retired yet)
I almost fell over...this coming from the same man that I've moaned about on this forum regarding his excessive spending habits.
So what's changed? I've moved the laptop computer that I use to update our finances/investments to the living room. Every Sunday afternoon while we're watching mindless TV I update Quicken and involve him in a financial discussion (i.e., "look how great we did on budget this week", "let's see what FireCalc says if we take SS at 62 instead of 67 or 70", etc.).
Two weekends ago we determined what our FIRE number is together. I already knew what the target number was, but he hadn't bought into it. So together we worked out our retirement budget (which was an eye opener for him since he had no clue that healthcare would be so expensive) then we figured out what we'd need to fund that retirement (i.e., our FI #)
He wants to retire early so he can play all day (he'll be 51 when we retire). And now that he knows realistically what it will take to fund our playing, he's turning into a saver instead of a spender!
His response, "No, and you shouldn't either, you're spending our retirement money." (we're not retired yet)
I almost fell over...this coming from the same man that I've moaned about on this forum regarding his excessive spending habits.
So what's changed? I've moved the laptop computer that I use to update our finances/investments to the living room. Every Sunday afternoon while we're watching mindless TV I update Quicken and involve him in a financial discussion (i.e., "look how great we did on budget this week", "let's see what FireCalc says if we take SS at 62 instead of 67 or 70", etc.).
Two weekends ago we determined what our FIRE number is together. I already knew what the target number was, but he hadn't bought into it. So together we worked out our retirement budget (which was an eye opener for him since he had no clue that healthcare would be so expensive) then we figured out what we'd need to fund that retirement (i.e., our FI #)
He wants to retire early so he can play all day (he'll be 51 when we retire). And now that he knows realistically what it will take to fund our playing, he's turning into a saver instead of a spender!
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