Join Early Retirement Today
Thread Tools Search this Thread Display Modes
SWR and reverse mtg LOC
Old 12-06-2013, 05:21 PM   #1
Thinks s/he gets paid by the post
Onward's Avatar
Join Date: Jul 2009
Posts: 1,567
SWR and reverse mtg LOC

Results pertaining to the low interest rate and current lending environment indicate that a 5.0 percent SWR is attainable for the [standby reverse mortgage] strategy when home equity is at least 50 percent of the [investment portfolio] at retirement. The SWR for the [standby reverse mortgage] strategy is estimated to be as high as 6.75 percent for retirees in the low interest rate environment where home equity is equal to the [investment portfolio] at the beginning of retirement.
Increasing the Sustainable Withdrawal Rate Using the Standby Reverse Morgage

And if I claim to be a wise man, it surely means that I don't know.
Onward is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-06-2013, 05:53 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
audreyh1's Avatar
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 13,016
Home equity is 50% of the investment portfolio? - ouch! Something seems out of balance there. Either downsize the home, or save more before retiring unless pension/SS income is already taking care of most of the needs.
Well, I thought I was retired. But it seems that now I'm working as a travel agent instead!
audreyh1 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


All times are GMT -6. The time now is 04:05 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.