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View Poll Results: Should we drop the subject of variable annuities?
Keep yakking about VAs 48 59.26%
Drop the subject 33 40.74%
Voters: 81. You may not vote on this poll

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Old 11-06-2008, 10:57 AM   #41
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You had to say something, I sorta like the direction he was going.

Hey! Someone else who has me on ignore who likes to read my posts! It's almost magical!
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Old 11-06-2008, 11:03 AM   #42
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Hey! Someone else who has me on ignore who likes to read my posts! It's almost magical!
Don't have you on ignore - but be sure and keep up your stock picks in between VA stuff.

heh heh heh - everybody needs a hobby - football and stocks in winter.

Pssst - you know who!
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Old 11-06-2008, 11:13 AM   #43
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Good point, maybe a place where EIA, VA, Fixed annuities, and SPIA can be discussed..........
Anyone notice how baroque this is getting?

Really, sticks and stones may break my bones...but VAs

I would like to see more discussion of any investment topic, no matter how awful the consensus feels that it is.

It sure beats Poll: How do we feel about the way we feel about feelings about (whatever abstract topic)?

The surest way to start a dud thread is to focus and limit it to something that actually can be rationally considered.

When are we going to determine how many angels can stand on the head of a pin?

I don't have any knowledge or opinions about VAs. i suspect that some of the strong opinion holders may alo be dealing from incomplete knowledge. Anyway, who the hell cares?


Ha
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Old 11-06-2008, 11:37 AM   #44
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When I hear someone talking about VAs... I am thinking novice. Perhaps there can be a newbie investor topic. It can provide basic simple advice and debunk scams (legal or otherwise) for newbies.

If someone is asking about VAs (seriously... not trolling)... they are either looking at a purchase (and might need advice) or trying to convince themselves that they did not get screwed with their past purchase.
I have tried to draft people who don't have a vested interest in the product to write a FAQ. No luck so far. Anyone interested, pm me.
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Old 11-06-2008, 11:46 AM   #45
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I have tried to draft people who don't have a vested interest in the product to write a FAQ. No luck so far. Anyone interested, pm me.
Good idea.
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Old 11-06-2008, 11:48 AM   #46
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Martha, the problem is that those without a vested interest don't fully understand the product.
Someone posted on one of these threads recently about how buying an annuity in an IRA is criminal. Well that's old thinking. The NASD who very closely monitors all annuity sales have determined that VA's with living benefits DO have a place in IRA accounts.
You see, there are those on here who are either bullied into ignoring the product, or else looked at it years ago, or a very old policy and determined they would never be good. This would be akin to determining that the Tampa Bay Rays could never get to a World Series because they never had.
So many on here have disclaimers stating that they are not professionals and their opinion is just that, then in their posts try to come off as experts. Perhaps their disclaimer should have a disclaimer?
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Old 11-06-2008, 11:52 AM   #47
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Um, yeah...and those of us that are professionals, Art, and think VAs suck, what about us?

How about this disclaimer...selling someone a VA inside an IRA is ridiculous. Just hold up a liquor store instead; it would be a more honorable way to earn money than that.
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Old 11-06-2008, 12:04 PM   #48
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Sarah, I have no problem whatsoever with anyone saying the product sucks. Just include your reasons for thinking so. If you were to post your reasons and I can respond, whether it be positively or negatively, we're both bound to learn something.
So, you wanna go first?
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Old 11-06-2008, 12:23 PM   #49
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Old 11-06-2008, 12:48 PM   #50
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Way to add value to the thread.
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Old 11-06-2008, 12:55 PM   #51
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Way to add value to the thread.
Art, is it true you have to give up your sense of humor to qualify for an annuity sales position?
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Old 11-06-2008, 01:02 PM   #52
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Yes. Is it true you're on consignment to close down every thread that mentions the words "variable" or "annuity" or "strategy"?
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Old 11-06-2008, 01:07 PM   #53
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Sarah, I have no problem whatsoever with anyone saying the product sucks. Just include your reasons for thinking so. If you were to post your reasons and I can respond, whether it be positively or negatively, we're both bound to learn something.
So, you wanna go first?
See quote below.
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Old 11-06-2008, 01:09 PM   #54
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See quote below.

WOW! And you claim to be a professional?? So you're response is, "I don't want to talk about it!"
That's ok, my daughter uses the same response when I ask her about her grades.
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Old 11-06-2008, 01:10 PM   #55
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Yes.
Thanks, that certainly explains a lot.

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Is it true you're on consignment to close down every thread that mentions the words "variable" or "annuity"....?
Not a chance, your threads have way too much entertainment value. Carson paid Ed McMahon big bucks for what you're giving away free!
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Old 11-06-2008, 01:12 PM   #56
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Thanks, that certainly explains a lot.



Not a chance, your threads have way too much entertainment value. Carson paid Ed McMahon big bucks for what you're giving away free!

Well then at the very least, you're getting from my posts what I certainly can't seem to get from yours. Value.
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Old 11-06-2008, 01:13 PM   #57
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BTW wahoo.....I'm wondering what your occupation is/was? I'd like the chance to make fun of it, insult it, and then ask you where your sense of humor is.
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Old 11-06-2008, 01:16 PM   #58
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Well then at the very least, you're getting from my posts what I certainly can't seem to get from yours. Value.
Hey, you're the one who sold his soul to the devil gave up your sense of humor to sell annuities. Occupational hazard I suppose...


EDIT: Mods, please don't close this thread. I'll stop engaging Art in witty repartee, I promise...
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Old 11-06-2008, 01:20 PM   #59
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I know I am tired of hearing about the many virtues of variable annuities, penis enlargers, oxycontin, etc. How about we drop the first subject, at least?
Can we reopen the discussion on "enhancement" products now?
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Old 11-06-2008, 01:26 PM   #60
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Can we reopen the discussion on "enhancement" products now?

Sure, if you're talking about bonus products I'm not a fan...you see, that wasn't so painful, now was it?
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