Originally Posted by Tailgate
Moving just retired DW 403b variable annuity into new Vanguard account with AA to be decided later. She's 57, so we won't be taking any WD until 2018 or later.
Question on the Vanguard portfolio: Should we just set up an tIRA in simple couch potato, margarita or 4-square Scott Burns type portfolios using index funds and bonds? Or should we look into a Roth? Or both?
I'm hoping to keep things simple and only have to re-balance it once a year.
thanks for your input..
You can roll your 403b money into a rollover IRA or ROTH. Which you choose depends on you current and future tax rates.
OCCUPY ER, <=>
"The needs of the many outweigh the needs of the few, or the one." - Spock
Retired Mar 2014 at age 52
Target AA: 70% equity funds / 28% TIAA-Traditional/ 2% cash
Target WR: 0.0%,
Income from pension, rent, and eventually SS