So, to avoid having to think too much about where I'm investing retirement funds, my 401K contributions have been going to the Vanguard Target Fund 2045. Even though I'd actually like to retire closer to 2038. I guess I didn't want to be too conservative. I'm 33.
Should I:
1. Stay with the current target fund
2. Move to the target fund that more closely resembles the year I think I can retire.
3. Get out of target funds and devise some other appropriate mix of funds.
Should I:
1. Stay with the current target fund
2. Move to the target fund that more closely resembles the year I think I can retire.
3. Get out of target funds and devise some other appropriate mix of funds.