One thing to keep in mind is if your income includes qualified dividends and/or long term capital gains, then if you overshoot, any excess will be taxed at ~30%.. the extra income is taxed at 15% ordinary rates and the increase bumps some qualified dividends/LTCG into the 15% capital gains rate.
You can mitigate this by making a portion of your withdrawals a Roth conversion and then recharacterize any excess. I have done that for a couple years now... I do my return and then convert more or recharacterize if necessary so my taxable income is exactly equal to the top of the 15% tax bracket.
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If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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