2015, our ER year, will be the first time I am looking forward to doing taxes (in 2016).
1) Finally get to make a deductible IRA contribution (or a direct Roth contribution but that doesn't make financial sense)
2) I think we may get the savers credit!
Only working through March, and with accrued vacation, gross income should be under $70,000. Probably another $5000 in interest/dividends in taxable. But the savers credit is based on AGI, which is after 401K, IRA, HSA. $18,000 + $11,000 + $4550 = $33550 adjustments, bringing AGI total to $41,450.
The cutoff for 2015 for savers credit is $61,000 so we should get *something*
(I don't know why this makes me so happy)