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Old 02-24-2017, 09:50 AM   #21
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Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,145
Quote:
Originally Posted by Lsbcal View Post
I knew you were right in past discussions but I wanted a model just for future what if's and the comfort factor.
Well a lot of it has been instinctive for me (especially my conviction to not reinvest unspent funds), but I also had to go do the analysis to see how my "system" might be stressed in extreme cases, and evaluate what amount really should be set aside just in case income dropped to quite low levels over a multi-year period.
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