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Old 01-05-2008, 09:14 PM   #61
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The Random Walk Theory seems to be the most accurate evaluation of equity investing, but some seem to prove this wrong and,indeed, make a handsome living out of stock picking (Brew?).

Virtually every study of actively managed funds shows that they offer inferior returns and should be avoided.
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Old 01-05-2008, 10:32 PM   #62
Recycles dryer sheets
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Quote:
Originally Posted by SecondCor521 View Post

Websites I use are this one, Online Coupons | Cash Back, ....
2Cor521
I looked at that Cash Back fatwallet.com site just now - so is it legit?

Are you saying I can locate a deal on newegg, walmart, sears, travelocity etc... see a good price - then open a different browser using fatwallet and get the same price plus the 1-4% cash back? Any restrictions on how you pay?

Has that been your experience or when you go through fatwallet are the prices different? I see how a site can set up for "affiliate" programs and i guess their model is to share a portion of the kickback (ok by me) if its not scammy in not gettign same price as going direct.
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Old 01-05-2008, 10:35 PM   #63
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Fatwallet is legit.
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Retired in 2005 at age 58, no pension
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Old 01-06-2008, 10:56 AM   #64
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Very legit, been using them for a long time. Basically you create a fatwallet "fatcash" account, go to their site, go to 'cash back and coupons', select the merchant and use their link to the merchants site. Between 1-6 months later you get an email that the merchant has credited your fatcash account, and once it reaches a balance (either $10 or $25, I forget), you can request a check.

The rebates are anywhere between 1% and as high as 10+% depending on the merchant and some offer higher rebates for certain time periods. For example, Sears was having a 5% cash back sale, and I teamed that up with items already on sale, a sears $10 off any online order, and my penfed card to knock about 1/3 off the price of a bunch of items that my wife assures me I dont need. Heck, including the sale price I got some stuff for half price.

Only caveats are that if something is already in your shopping cart at the merchant site before you click on the fatwallet link, or if you have that merchant open in another browser/tab, it may not credit you.

So when I find something I want to buy, I go look at fatwallet to see if its a sponsored merchant, and if there are any additional coupon codes. If so, I empty my cart, close my session, use the FW link, and voila. Free money.

Only other gotcha is that if you call up the merchant and cancel items from your order, or they change your order because something was out of stock and they substituted a different model of something, it usually invalidates your fatcash.
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Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Old 01-06-2008, 11:25 AM   #65
Recycles dryer sheets
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Originally Posted by cute fuzzy bunny View Post
Very legit, been using them for a long time.
Thanks - i'll give it a try. In my 'day job' I have one client who asked me to code some dynamic pricing and offer pages - these vary depending on what page you saw before shopping, what your entry point into the site was, had you visited before and even what city/state you are in.

When i'm shopping in the "wild" of the internet and i locate a product im going to purchase my standard steps are:
- Try search for that sku in google AND in ebay
- Try search google for store coupon codes
- If i found the site from a link or google ad I open up a different browser (like firefox if i am using IE so cookies are not portable) and do some investigating.

We decided that newegg is best for hardware purchases and have great customer service. So with an avearge 3-5k a month from them a 1% kickback can put *some* gas in the tank.
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Old 01-06-2008, 11:54 AM   #66
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I get a few hundred+ a year out of fatcash. Better than a poke in the eye with a sharp stick.
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Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Old 01-06-2008, 03:58 PM   #67
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Don't read books!

'Do or do not - there is no try' - Yoda

Vanguard Balanced Index - a 60/40, 0.20% expense index fund. Dreamers can pretend they will live forever and take 5% variable or do the 4% SWR dohickey. That are the Chevrolet aka the 'policy portfolio.'

Cool cats who like more exotic stuff - heh heh heh - pssst Wellesley(you knew that one ! - right), Lifestrategy, Target Retirement Series, a little Wellington, Dodge&Cox Balanced when availible.

The usual suspects - cool tires and rims, A/C, mudflaps, chrome trim, sunroof, etc, etc.

heh heh heh - Even the pro's get stupid and have to customize:
P&I Top 200 Pension Funds/ Sponsors - 2006:
61% equity, 27% bonds, 10% other(don't ask!), 2% cash.

P.S. I wasted forty years reading books and I'm in Kansas(not really) not a villa in the Bahamas - alas if I'd only done instead of read. Plus: all my pro teams are losing this weekend - except Eli/Giants.
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