Re: Think twice before converting to a ROTH.
Baby boomers retire in volume, see how crappy their ss payments are, see the tax implications on their ss payments from taking money out of their retirement accounts...how long before the lobbying to eliminate taxation of ss benefits...?
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.