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TIAA-Cref retail mutual funds
Old 04-18-2006, 09:45 AM   #1
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TIAA-Cref retail mutual funds

I know Vanguard and Fidelity have good index fund options, but what about
TIAA-Cref index funds? The fees are low and as they are indexed the returns
will be similar to every other index fund.
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Re: TIAA-Cref retail mutual funds
Old 04-18-2006, 09:55 AM   #2
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Re: TIAA-Cref retail mutual funds

Not a bad choice, just fewer options than VG or fido offer.
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Re: TIAA-Cref retail mutual funds
Old 04-18-2006, 10:06 AM   #3
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Re: TIAA-Cref retail mutual funds

IMHO TC is a good company. They have been around a long time and they are "member owned" so they do not have the conflict of interest most mutual fund companies have and they have low costs. But you still have to look as to whether a particular fund suits you. And TC is trying to be more competitive with other companies so they are introducing more funds and their low costs may go up a bit. I tend to like VG but I certainly would consider TC as I strongly believe costs matter.
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Re: TIAA-Cref retail mutual funds
Old 04-19-2006, 06:59 PM   #4
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Re: TIAA-Cref retail mutual funds

M* Fund Times, 4/18: "California's 529 plan is firing TIAA-CREF and replacing it with Fidelity, according to published reports. The move makes sense as TIAA-CREF's actively managed funds have been unimpressive and its index funds cost more than those offered by Fidelity. In addition, TIAA-CREF has moved to raise its expense ratios, while Fidelity has cut those of some of its index funds and bond funds."

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Re: TIAA-Cref retail mutual funds
Old 04-21-2006, 04:11 PM   #5
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Re: TIAA-Cref retail mutual funds

Those stinkers at TIAA!!

I have had all my 403b there for 30+ years...I am now 60 years old and I am going to transfer the whole thing to Vanguard...a few points difference was not worth it but now it looks like they are almost twice Vanguard for their bread and butter Index and Money Market funds...I sent them an email that told them they have lost my business as I saw no reason to raise rates that much...

Good buy to an old friend, but business is business....Ted
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Re: TIAA-Cref retail mutual funds
Old 04-21-2006, 04:34 PM   #6
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Re: TIAA-Cref retail mutual funds

Quote:
I am going to transfer the whole thing to Vanguard
don't be rash.* though the expenses are greater, since you're in a 403b you have access to their TIAA Traditional and the TIAA Realestate account (variable annuity) which have no Vanguard equivalent (for that matter, no widely available equivalent anywhere). And compared to most other fund companies, their offerings are not unattractive. Again, don't be rash -- carefully consider all aspects.
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Re: TIAA-Cref retail mutual funds
Old 04-22-2006, 08:52 AM   #7
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Re: TIAA-Cref retail mutual funds

I have funds at both. (I spent a stint as a university professor). TC acts more like the adminstration, and pays their employees more than VG, so its reflected in the fees. I moved all but 10% to VG, but there are a couple of funds at T that merit staying in. If you have to choose, its VG without any question. They are the low cost high value provider IMHO.
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Re: TIAA-Cref retail mutual funds
Old 04-22-2006, 02:16 PM   #8
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Re: TIAA-Cref retail mutual funds

I WISH I had access to TIAA-CREF in my 403b (my personal funds are all in Vanguard or Fidelity) but my 403b only has %$@@* choices with lots of fees attached. We've tried to get some better choices in, but most people don't seem to care (because they haven't taken the time to understand). Sigh. Oh well. Be thankful for what you've got!!!! I am always so impressed when I read these postings - most people on this board really know their stuff and understand what a huge difference a percentage (or 2) can make in the long run.
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Re: TIAA-Cref retail mutual funds
Old 04-22-2006, 02:39 PM   #9
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Re: TIAA-Cref retail mutual funds

The majority of my money is with Vanguard but I do have one TIAA-CREF fund and I have been happy with them. They opened their retail mutual funds about the time of the dot com crash and because of that I don't think they attracted as much money as they originally hoped for and I think that is one of the reason why their expenses (particularly for some funds) are a bit higher.

Of course I also have accounts at Fidelity, Dodge and Cox, and TR Price and I have been satisfied with all of them. I think that I must be a low maintenance customer.

MB
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