TIAA-Traditional as bond substitute
If you have access to TIAA-Traditional you should consider it as an alternative to bonds. Make sure you know the current rates, but locking your money up for 10 years in exchange for 4% interest looks like a good deal in today's bond rate environment.
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“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
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