Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
TIAA-Traditional as bond substitute
Old 10-24-2015, 11:28 AM   #1
Thinks s/he gets paid by the post
nun's Avatar
 
Join Date: Feb 2006
Posts: 4,836
TIAA-Traditional as bond substitute

If you have access to TIAA-Traditional you should consider it as an alternative to bonds. Make sure you know the current rates, but locking your money up for 10 years in exchange for 4% interest looks like a good deal in today's bond rate environment.
__________________

__________________
“So we beat on, boats against the current, borne back ceaselessly into the past.”

Current AA: 65% Equity Funds / 20% Bonds / 7% Stable Value /3% Cash / 5% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
nun is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-24-2015, 01:07 PM   #2
Recycles dryer sheets
 
Join Date: Jun 2011
Posts: 182
If you have access to a supplemental plan the current rate is 3.25% without the withdrawal restrictions. TIAA can be a viable option for some of the fixed account funds.
__________________
pjm-7 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
TIAA-Traditional instead of CDs nun FIRE and Money 9 01-17-2014 12:26 PM
TIAA-Traditional Annuity nun FIRE and Money 9 01-12-2014 04:01 PM
CD ladder vs TIAA Traditional Annuity nun FIRE and Money 7 11-02-2008 07:52 PM
Beef substitute? Dawg52 Other topics 4 05-11-2006 04:39 PM
No substitute for experience John Galt Life after FIRE 9 02-08-2005 02:31 PM

 

 
All times are GMT -6. The time now is 11:01 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.