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Time for 20-33% SWR?
Old 10-16-2009, 09:39 AM   #1
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Time for 20-33% SWR?

Well, with over 200 books and lots of reputable scientists predicting the end of the world on 12/21/2012 is it time to rethink our withdrawal rates? The optimistic among us (or pessimistic depending on your point of view) could pull 33%/year or higher if you want to front load your spending. The skeptics could go with maybe 20%, just in case.
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Old 10-16-2009, 09:41 AM   #2
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What if the Mayans forgot to carry the one?
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Old 10-16-2009, 09:52 AM   #3
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Or got the math right but worked in base 13?
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220 Dates for the End of the World
Old 10-16-2009, 10:01 AM   #4
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220 Dates for the End of the World

I thought about Y2K, but here are 220 "end of the world" dates and their supporters POV. Most of them are past, and 12/21/2012 is on the list.

Funny premise for a thread, beyond that (yawn, gif doesn't appear to work)

220 Dates for the End of the world!!! Date Setters!
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Old 10-16-2009, 10:05 AM   #5
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Originally Posted by donheff View Post
Well, with over 200 books and lots of reputable scientists predicting the end of the world on 12/21/2012 is it time to rethink our withdrawal rates? The optimistic among us (or pessimistic depending on your point of view) could pull 33%/year or higher if you want to front load your spending. The skeptics could go with maybe 20%, just in case.
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Old 10-16-2009, 10:21 AM   #6
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Last year I actually asked a Mayan about this 2012 thing. No, I didn't go back in time I was backpacking in Guatemala and we hired a local guide to give us a tour of the Tikal ruins. Two things I learned about Mayan sentiment:

1. They hate Mel Gibson
2. They think this 2012 dealie is the dumbest thing they've ever heard of
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Old 10-16-2009, 10:28 AM   #7
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What if the Mayans forgot to carry the one?
Maybe they meant 2112? If so, then they would be RUSH fans.
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Old 10-16-2009, 11:01 AM   #8
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Those ancient Mayans were so smart--that's why they run the world today.
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Old 10-16-2009, 11:12 AM   #9
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I thought about Y2K, but here are 220 "end of the world" dates and their supporters POV. Most of them are past, and 12/21/2012 is on the list.
What if one of them actually was right and we are in an alternate universe?
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Old 10-16-2009, 11:12 AM   #10
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I remember reading about a guy who was diagnosed with a terminal illness so he went ahead and pretty much spent all his money. Well, guess what, his illness wasn't terminal after all. Good news, he survived, bad news, he's broke.
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Old 10-16-2009, 11:56 AM   #11
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What if one of them actually was right and we are in an alternate universe?
You may be on to something. This seems like a lot different universe than I lived in 40 years ago...
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Old 10-16-2009, 01:01 PM   #12
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Yeah, but this time it's different.

The world's ending in 2012 - why bother to unpack.
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Old 10-16-2009, 02:13 PM   #13
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Maybe I'll give all my retirement stash to charity (but date the check Dec. 22, 2012- just in case) Nah! I'll just spend half on women and booze and waste the rest.
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Old 10-16-2009, 03:51 PM   #14
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Well, with over 200 books and lots of reputable scientists predicting the end of the world on 12/21/2012 is it time to rethink our withdrawal rates? The optimistic among us (or pessimistic depending on your point of view) could pull 33%/year or higher if you want to front load your spending. The skeptics could go with maybe 20%, just in case.
reputable??
Carl Sagan thought that the aliens who assisted the mayanswould return (maybe give us an upgrade to their calendar ;-)
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