nun
Thinks s/he gets paid by the post
- Joined
- Feb 17, 2006
- Messages
- 4,872
Funding the gap between ER and 59.5 is an interesting problem as there are so many options. I hope to ER next year at 50 and I will have enough in after tax investments and rental income to make it to 59.5. However, if I do this I will have to spend down my after tax money, but I can also do IRA to ROTH rollovers up to the 15% tax limit.
Alternately I could leave the money in the IRA to compound.
Another option would be to do a 72t from my IRA up to the 15% tax level and preserve my after tax savings, but loose the tax deferred compounding.
So what option would you choose?
Alternately I could leave the money in the IRA to compound.
Another option would be to do a 72t from my IRA up to the 15% tax level and preserve my after tax savings, but loose the tax deferred compounding.
So what option would you choose?