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Old 09-23-2015, 10:23 AM   #81
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Not retired yet. Higher expenses than usual this year (7-night Caribbean cruise in April, just returned from 11-night Alaska cruise), and was at about 12% of after tax spend.

In retirement, estimate is that total expenses will go down slightly even though travel budget will go up, so should be 15-20% at least in the earlier years.

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Old 09-23-2015, 07:40 PM   #82
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We budget 6000/yr for travel which is about 12%, but we usually take trips that don’t require airfare. We have a place at the beach which we spend about 10 days a month at and we have an RV that we usually take on trips to mountains and area lakes about 10 times a year. When we plan something big like a cruise or cross country RV trip we will take that out of savings but those are usually every 3 years or so.

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