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Treasury Bills Notes Bonds Co-Ownership
Old 04-14-2018, 12:31 PM   #1
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Treasury Bills Notes Bonds Co-Ownership

Does anyone know if a Treasury bill/note/or bond can be registered in co-ownership? I haven't been able to find anything on the TD website. They only mention co-ownership in regards to EE and I bonds.
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Old 04-14-2018, 01:08 PM   #2
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Yes. Create a new registration like:
John A Smith
WITH
Mary E Smith.
You can even change the registration after the fact if needed.
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Old 04-14-2018, 01:25 PM   #3
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I wonder why they don't mention that on TD? At least that I can find. The most I could find about co-ownership was this definition: Co-Owner -
A person named in the registration of a Treasury security as the second-named registrant with the names connected by "OR." The first-named registrant and the second-named registrant have equal rights to the security. This form of registration only exists in TreasuryDirect when paper bonds are converted into electronic form.
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Old 04-14-2018, 01:30 PM   #4
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I remember seeing that. But for some reason the word “WITH” shows up on mine.
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Old 04-14-2018, 01:37 PM   #5
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So you bought a bond or note online through TD and titled it, "Your Name OR Spouse Name" and that's it? Your spouse then has equal rights to it?
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Old 04-14-2018, 02:10 PM   #6
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Yes
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Old 04-14-2018, 05:26 PM   #7
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Ok, thanks.
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Old 04-15-2018, 05:31 AM   #8
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Go to the section to create a new registration and do them both. It will end up as "WITH".


The TD website absolutely stinks. Not much more I can say about it.
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