So here's my dilemma, and it's one I know others have struggled and posted with (at least the general problem). I have trouble spending money on myself. In a past life, I spent way too much on cars but have been really good for nearly a decade now. Our current FIRE savings rate is 50-60% of pre-tax income. I've been setting aside a significant amount of money each money for a "car fund" that is outside of our FIRE savings and it's now a good size.
So now I'm struggling to spend the car fund. On one hand, we're saving quite a bit for FIRE, but on the other hand another $20-40K gets us there that much faster. I know there are at least a couple car guys in the forum and a whole lot of not-car guys and gals. How do I decide what to do? How did you?
So now I'm struggling to spend the car fund. On one hand, we're saving quite a bit for FIRE, but on the other hand another $20-40K gets us there that much faster. I know there are at least a couple car guys in the forum and a whole lot of not-car guys and gals. How do I decide what to do? How did you?