Originally Posted by Spanky
Both calculators say that we have saved enough for retirement. However, we will wait 4 more years until our daughter completes college.
Spanky, you're golden! It's been a while since I tried the fido calc, but it basically told me that I could never retire. I forget what inputs I gave it, but even though FIREcalc gave me 100% success, fido suggested that I increase my bond allocation to go from 80% to 82% success or somesuch nonsense.
I played around with it for a while, and even though my WR was less than 3%, fido said "Sorry, you can't retire. Better luck next time."
What was the retirement term length you gave fido? I think I used 40 or 50 years.