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I have been comparing the Fido retirement planning tool with Firecalc and have noticed that Fido's a bit more conservative in its approach. I was curious if others have seen this with sponsored planning tools that are trying to encourage investments. The Fido default on their graphs is for poor market performance - while I want to be cautious - I don't want to delay retirement unnecessarily. In general are we being encourage to save too much?
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When you row another person across the river, you get there yourself.
Author: Fortune Cookie
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