Updatable CD post?

MooreBonds · 10-01-2006, 09:36 PM

How would people feel about starting a post that people can post to in order to spread the word for the current best CD deals? Ideally, the post would be JUST the CD-post (and any questions related just to the post/company offering the CD), and no extraneous comments that would threaten a hijack...people could post an alert whenever a CD rate matches, beats, or is within 10-20 basis points of the current post.

MooreBonds · 10-01-2006, 09:48 PM

Okay, so I sent my post before reading the other CD thread that lists several websites on current best CD rates.....so, how about turning this thread into a post for websites that list current best CD rates/bank deals?

Here are a few I gleamed from the other thread:

http://bankdeals.blogspot.com/
http://credituniondeals.blogspot.com/
http://www.fatwallet.com/t/52/437553/
http://www.fatwallet.com/t/52/320690/

Anyone know any others?

**REWahoo** · 10-01-2006, 09:51 PM

http://www.bankrate.com
http://www.bestcashcow.com

OAG · 10-02-2006, 06:07 AM

Problem is that some of the best rates are only available at Credit Unions that not everyone is eligible to join. Additionally many CD's are encumbered with different conditions -- penalty amounts and duration (ie 1 years interest, 6 months interest, ALL interest), ability to take interest as monthly payment or inability to do so, compounding factors (ie daily, monthly, yearly). Besides as has been pointed out there are several sites that already offer this information (although you have to hunt at most of them for Credit Union rates).

My vote would be to not do it and just use the current method of some who use them just posting information on particular ones that they have found as good buys.

Mr._johngalt · 10-02-2006, 07:10 AM

Disclaimer....this is a repeat (hard not to at this stage)...................

I have spent a lot of time looking on the internet for places to park
cash (this is especially important because of the large amount of
promo rate CC money I have in play). In all cases I was able to meet or beat
the rates locally with just a little shopping. I no longer bother to check
elsewhere; just call around to my usual places and/or watch the local
papers.

JG

Enuff2Eat · 10-02-2006, 01:09 PM

thansk wahoo and pete.

unbelievalbe useful info for an average Joe like me. please keep it coming....

enuff

10-01-2006, 09:36 PM	#1
MooreBonds Full time employment: Posting here. Join Date: Aug 2004 Location: St. Louis, MO Posts: 584	Updatable CD post? How would people feel about starting a post that people can post to in order to spread the word for the current best CD deals? Ideally, the post would be JUST the CD-post (and any questions related just to the post/company offering the CD), and no extraneous comments that would threaten a hijack...people could post an alert whenever a CD rate matches, beats, or is within 10-20 basis points of the current post. __________________ Dryer sheets Schmyer sheets

10-01-2006, 09:48 PM	#2
MooreBonds Full time employment: Posting here. Join Date: Aug 2004 Location: St. Louis, MO Posts: 584	Re: Updatable CD post? Okay, so I sent my post before reading the other CD thread that lists several websites on current best CD rates.....so, how about turning this thread into a post for websites that list current best CD rates/bank deals? Here are a few I gleamed from the other thread: http://bankdeals.blogspot.com/ http://credituniondeals.blogspot.com/ http://www.fatwallet.com/t/52/437553/ http://www.fatwallet.com/t/52/320690/ Anyone know any others? __________________ Dryer sheets Schmyer sheets

10-01-2006, 09:51 PM	#3
REWahoo Administrator Join Date: Jun 2002 Location: Texas Hill Country Posts: 11,606	Re: Updatable CD post? http://www.bankrate.com http://www.bestcashcow.com __________________ [Closed for renovation]

10-02-2006, 06:07 AM	#4
OAG Thinks s/he gets paid by the post Join Date: Jun 2006 Location: Dublin, Ohio Posts: 1,821	Re: Updatable CD post? Problem is that some of the best rates are only available at Credit Unions that not everyone is eligible to join. Additionally many CD's are encumbered with different conditions -- penalty amounts and duration (ie 1 years interest, 6 months interest, ALL interest), ability to take interest as monthly payment or inability to do so, compounding factors (ie daily, monthly, yearly). Besides as has been pointed out there are several sites that already offer this information (although you have to hunt at most of them for Credit Union rates). My vote would be to not do it and just use the current method of some who use them just posting information on particular ones that they have found as good buys. __________________ Proud Vietnam Veteran: Cu Chi 66, 1/25th, HHC 25th and Pleiku 66-67 41st Sig Bn 1st STRATCOM

10-02-2006, 07:10 AM	#5
Mr._johngalt Full time employment: Posting here. Join Date: Nov 2003 Posts: 927	Re: Updatable CD post? Disclaimer....this is a repeat (hard not to at this stage)................... I have spent a lot of time looking on the internet for places to park cash (this is especially important because of the large amount of promo rate CC money I have in play). In all cases I was able to meet or beat the rates locally with just a little shopping. I no longer bother to check elsewhere; just call around to my usual places and/or watch the local papers. JG __________________ Some of us have pretty stories, about good friends, good times and noodle salad.

10-02-2006, 01:09 PM	#6
Enuff2Eat Recycles dryer sheets Join Date: Oct 2005 Posts: 303	Re: Updatable CD post? thansk wahoo and pete. unbelievalbe useful info for an average Joe like me. please keep it coming.... enuff

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