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Old 09-07-2012, 04:48 AM   #21
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Originally Posted by mathjak107 View Post
i was looking at raddr's y2k er results.

why no bonds and why 25% t-bills? surely bonds whould have influenced the numbers to look better .
IIRC the short term treasury had the best negative correlation to the S&P.

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Old 09-07-2012, 05:36 PM   #22
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makes sense but i would still like to have seen the results that would have been more realistic with bonds.

after all bonds had an amazing run up while stocks did not and that could make all the difference in the outcome and where they stand now.

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Old 09-08-2012, 06:40 PM   #23
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Another Y2K retiree. I think the 75% equities is reasonable AA for retiree that certainly was what conventional wisdom in the forums was at the time. However I think Raddr 25% in cash isn't very realistic. I have a bias for stocks, but I distinctly remember when IBond and TIPs where above 3.5 back in 99 and 2000 they generated a lot of interest among retiree. I know I put 15% of my money in 10 Year TIP and another 10% or so in muni bonds, GNMA etc. My cash AA was typically around 5%.
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Old 09-08-2012, 07:00 PM   #24
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my long term treasuries soared too over the decade with incredible gains. thats why i was questioning the whole cash thing they used .

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