Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 09-07-2012, 04:48 AM   #21
MichaelB's Avatar
Join Date: Jan 2008
Location: On the road again
Posts: 21,155
Originally Posted by mathjak107 View Post
i was looking at raddr's y2k er results.

why no bonds and why 25% t-bills? surely bonds whould have influenced the numbers to look better .
IIRC the short term treasury had the best negative correlation to the S&P.

MichaelB is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-07-2012, 05:36 PM   #22
Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,933
makes sense but i would still like to have seen the results that would have been more realistic with bonds.

after all bonds had an amazing run up while stocks did not and that could make all the difference in the outcome and where they stand now.

mathjak107 is offline   Reply With Quote
Old 09-08-2012, 06:40 PM   #23
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
clifp's Avatar
Join Date: Oct 2006
Posts: 7,427
Another Y2K retiree. I think the 75% equities is reasonable AA for retiree that certainly was what conventional wisdom in the forums was at the time. However I think Raddr 25% in cash isn't very realistic. I have a bias for stocks, but I distinctly remember when IBond and TIPs where above 3.5 back in 99 and 2000 they generated a lot of interest among retiree. I know I put 15% of my money in 10 Year TIP and another 10% or so in muni bonds, GNMA etc. My cash AA was typically around 5%.
clifp is offline   Reply With Quote
Old 09-08-2012, 07:00 PM   #24
Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,933
my long term treasuries soared too over the decade with incredible gains. thats why i was questioning the whole cash thing they used .

mathjak107 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


All times are GMT -6. The time now is 10:23 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.