Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 01-12-2009, 12:00 PM   #21
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
calmloki's Avatar
Join Date: Jan 2007
Location: Independence
Posts: 5,083

Graphs and numbers and such from the IOUSA film.


What You Can Do As Individuals
Establish a personal budget and stick to it.

Formulate a financial plan that considers the following questions:

What are my short- and long-term personal financial objectives?

What major milestones do I need to prepare for (e.g., education,
family, retirement)?

When do I see myself retiring and how much do I need to save
and invest in order to retire at a comfortable level that can be
maintained over time?

Put that personal financial plan into immediate action.

Become more responsible in decisions to spend and use credit,
save for the future and invest savings wisely.

Teach children the importance of planning, saving, budgeting,

investing, and making responsible use of credit.

calmloki is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-12-2009, 01:34 PM   #22
Recycles dryer sheets
Gardnr's Avatar
Join Date: Jul 2008
Location: ENE MO - near STL
Posts: 424
Originally Posted by brewer12345 View Post
Commodities, baby. If we hit stagflation, it will be the way to go. That and hard assets, preferably financed with fixed rate debt.

Frankly, I think every retiree's portfolio should include a modest dollop of commodity exposure, whether via commodity futures or commodity producer equity/fund. It provides good inflation protection for exactly these sorts of scenarios.
Yep, and they're certainly "on sale" right now.

Gardnr is offline   Reply With Quote
Old 01-12-2009, 02:30 PM   #23
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2004
Posts: 10,893
Originally Posted by ESRBob View Post
Still as citizens looking out for the overall health of the commonwealth (and our kids and grandkids welfare) the sheer growth in spending (and deficits) has to be a general concern.
Amen to that! And here's hoping we all remain vigilant for changes in terms that signal some funny things happening behind the curtain: When the government is doing it and we or our kids will be picking up the tab, it hurts regardless of the label. "Expenditure" = "Investment" = "Stimulus" = "Normal growth"

"Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein
samclem is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
I want to see the future Rich_by_the_Bay FIRE and Money 14 06-15-2007 04:41 PM
Reeling in the deficit CybrMike FIRE and Money 9 01-07-2007 08:56 AM
Isn't anyone leary of our government defaulting with our 8.5+ Trillion deficit? modhatter FIRE and Money 59 11-23-2006 09:20 AM
The US dollar takes a pounding over deficit Craig FIRE and Money 1 05-13-2006 07:11 AM
W.E.B. Shines Light on The "SS Deficit" haha Other topics 0 05-10-2006 11:25 PM


All times are GMT -6. The time now is 07:20 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.