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USAA 2 Year CD @ 3.25%
Old 04-28-2009, 08:39 AM   #1
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USAA 2 Year CD @ 3.25%

I just got an e-mail from USAA which is offering its banking customers a two-year CD at a rate of 3.25%, which is one of the better rates I've seen for this maturity recently. This is not listed on their web site and you need to either get the e-mail (and click the link attached) or call (800) 531-8132 and mention "CEO CD" to get the deal. Minimum is $1000 and the e-mail says the deal is good through May 31, 2009.

No connection other than as a satisfied customer. Some of you who do business with them looking for a two-year parking place may want to consider this.

[edit to add: this offer seems to be limited to those who can qualify for their insurance products.]
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Old 04-28-2009, 01:57 PM   #2
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Thanks for the info and the link! I have been researching where to stash a few bucks I have languishing in a MMA; not ready to jump back into the market, but this looks pretty good.
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Old 04-28-2009, 02:00 PM   #3
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Quote:
Originally Posted by Westernskies View Post
Thanks for the info and the link! I have been researching where to stash a few bucks I have languishing in a MMA; not ready to jump back into the market, but this looks pretty good.
I wouldn't jump into the market, how about dipping a couple toes in?
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Old 04-28-2009, 02:06 PM   #4
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I wouldn't jump into the market, how about dipping a couple toes in?

Remember, I was born without a volume control, just an unreliable on-off switch...

Actually, I front-loaded my 401K contributions into the market this year to max out in the first quarter- thought it might make sense to load up while prices are down. Don't want to dispose of my disposable cash quite so readily, though...
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Old 04-30-2009, 10:40 AM   #5
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thanks for the info - just set mine up today - the tax free MM wasn't making that good of a return!
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Old 04-30-2009, 02:32 PM   #6
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I wouldn't pay a lot of attention to Bankrate.com as I hear that various financial institutions pay bankrate to post their rates. Look around locally for better rates. Within the last few months I parked a lot of funds in CD's at 4.5%. That is for 5 years. 48 months= 4.25%, 39 months=4.0%, 24 months=2.85%. I was moving funds from a number of institutions so I got that bank to give me a letter guaranteeing me that rate for a specific length of time.
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