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Old 05-11-2010, 12:05 PM   #21
Thinks s/he gets paid by the post
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Originally Posted by REWahoo View Post
I never respond to an email from any of my financial sites through a link in the message. But it is easy to see how some dottering old Colonel who thinks he's still at the top of his game could easily fall for it.
I just got an email this morning from a supposed "Fidelity" regarding my email account. I didn't open it at all, but, obviously, there is a phish firm out there using the Fidelity name to scam. Address looked realistic, and, if I had known about this thread, would have made a note of it.
And the reason I know it could not have been Fidelity: they have no clue about the account the phishing letter was sent to. Caught them!

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Old 05-11-2010, 12:54 PM   #22
Thinks s/he gets paid by the post
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Seems like most people -- at least the computer literate ones -- have become aware of phishing -- at least with email, and use good judgement or err on the side of caution. Don't know the hit ratio on phishing (when the crook actually gets the phishee to give out some information useful to him) but it must be pretty small. The phishers are sending out thousands of emails. Personally I think the email providers could do more to help in this area, but so much of this stuff is free, and well, maybe anti-phishing costs money to implement.

I use Verizon for primary mail. No phishing. Also have several Yahoo and Gmail accounts that I only use occasionally, and most of that mail I don't even open. I have the spam detectors enabled on all of them. Did see some interesting spam. When somebody sends you an email attachment named n.txt or links to websites with names like and and and -- well those look suspicious.

Have not received a phish in -- can't remember when. Would any of you who received one care to tell us through which email provider you received it?

The crooks will always be looking for new weaknesses in either the technology or the human interaction with the technology to exploit.

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Old 05-11-2010, 01:08 PM   #23
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I have never received those phishing emails (my email service is great at removing the spam before it reaches me). Anyways, I bookmarked USAA's website and only use that bookmark to log into my account.
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Old 05-11-2010, 02:31 PM   #24
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Originally Posted by Rustic23 View Post
USAA, and others could solve this. All they have to do is stop putting links in their emails, and let their customers know that they won't. Then when you get and email with a link in it, you know it did not come from USAA. If they want to direct you to some page, tell you to log on to USAA and click the 'Whats of futsit button'! or link on their site.
That wouldn't solve the problem. The fact that institutions don't send links doesn't prevent the scammers from doing so. And there will always be the few confused or distracted customers who will click on them. Very few (if any) financial institutions send links to their sites in emails and USAA probably doesn't. Only the phishers do. USAA already has the above scam posted on their site and they warn customers not to click on links in "suspicious" emails. That doesn't guarantee that they don't have links in their own "non-suspicious" emails but it would seem pretty dumb for them to do so and might constitute malfeasance in light of their knowledge of the scams..
Every man is, or hopes to be, an Idler. -- Samuel Johnson
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Old 05-11-2010, 05:31 PM   #25
Thinks s/he gets paid by the post
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USAA does! So Does Wells Fargo! USAA has quite an advertising campaign that they will 'never ask for personal information'. In fact it is so stupid that I think I even got one touting this and 'click on here for more information' Here is one of their latest, at least I think it is one of theirs.

To ensure delivery to your inbox, please add to your address book.

<img alt="" border="0" height="41" width="61"> USAA Documents Online View Accounts | Privacy Promise | Contact Us Online Security Guarantee <img alt="" border="0" height="24" width="18">
Dear (My Name, First and Last)(first clue it is most likely legit),
You have the following new tax return documents on Log on to view your documents.

  • 2009 MUTUAL FUND TAX FORM 5498 IRA 0001-00xxxxxxx
You may have elected to turn off these notifications, but we're required to send them for tax document delivery.

<img height="15" width="15"> View Your Documents <img border="0" height="9" width="12"> Get 25% off Turbo Tax®. Learn more.
Thank you,

The links appear to be USAA links, with all their graphics. As I said, it was addressed to me, and while nothing will stop the uninformed from clicking a link, if I know my financial institution will not send a link, I won't try t click on one if someone sends me a fraudulent email.

If it is after 5:00 when I post I reserve the right to disavow anything I posted.
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