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Old 09-05-2006, 03:08 PM   #41
Sam
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Re: value ,location and taxes on your home

Quote:
Originally Posted by REWahoo!
The typical hazards.* The "no fire protection" comment refers to the fact we have no viable fire department in the area which really jacks up my HO rates.
You are brave! *For me, fire protection is the most important.

Do banks let you buy insurance w/o fire protection? *I guess your home is free and clear.
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Old 09-05-2006, 03:45 PM   #42
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Re: value ,location and taxes on your home

Quote:
Originally Posted by Sam
You are brave! For me, fire protection is the most important.
Never thought of it as particularly brave, just one of the joys of living out in the country. If you live in a rural setting chances are the only fire protection you have is a volunteer fire department, which is the case with us. I see them as useful to fight small brush fires and to put out the hot spots after your house burns to the ground

Quote:
Originally Posted by Sam

Do banks let you buy insurance w/o fire protection?
Yes, but the rates are about double what we were paying when we lived in the city.

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I guess your home is free and clear.
Clear, yes...but it darn sure wasn't free.

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Old 09-05-2006, 05:49 PM   #43
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Re: value ,location and taxes on your home

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* What is the home insured for?
Theft and indian raids
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Old 09-05-2006, 06:41 PM   #44
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Re: value ,location and taxes on your home

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Theft and indian raids
Fire ants attack*
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Old 09-05-2006, 06:43 PM   #45
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Re: value ,location and taxes on your home

Quote:
Originally Posted by REWahoo!
Never thought of it as particularly brave, just one of the joys of living out in the country.* If you live in a rural setting chances are the only fire protection you have is a volunteer fire department, which is the case with us.* I see them as useful to fight small brush fires and to put out the hot spots after your house burns to the ground

Yes, but the rates are about double what we were paying when we lived in the city.
I totally misunderstood you. I thought you were not insured for fire. I understand now. What can I say, I'm slow.
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Old 09-05-2006, 06:56 PM   #46
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Re: value ,location and taxes on your home

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Fire ants attack
Yeah, well it's nice to have insurance coverage when you look out into the back yard and see something like this...

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Old 09-05-2006, 07:06 PM   #47
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Re: value ,location and taxes on your home

Prince George's County, MD ( DC suburbs)
3400 Sq Ft Colonial 6 yrs old
Assessed Value:444k
Market Value: 725k, 700k, 685k, 650k......skip it you get the idea!
Taxes: 6450
Insurance : 1100
We have fire protection, but this county requires central sprinkler systems on newer homes
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Old 09-05-2006, 07:17 PM   #48
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Re: value ,location and taxes on your home

Gambrills, MD [Anne Arundel County]

Duplex [3BR, 1 Bath]
Assessed Value: ~300K
Taxes: $2,000
Insurance: $700

- Alec
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Old 09-05-2006, 07:19 PM   #49
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Re: value ,location and taxes on your home

whats your home value - $750K, 4000 sq/ft custom home completed in 2006
where are you located - North Florida
whats your taxes *- * * * *$12,000 (projected)
cost of home insurance - $1800 with 2 Million in Liability insurance
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Old 09-07-2006, 12:14 AM   #50
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Re: value ,location and taxes on your home

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whats your taxes - $12,000 (projected)
OUCH! You could almost retire to Guatemala on that alone! Well, at least UncleMick could.
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Old 09-07-2006, 12:43 AM   #51
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Re: value ,location and taxes on your home

Los Angeles
home value = 1,250,000
taxes - 8,000 per year
Insurance - 1800 per year


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Old 09-07-2006, 01:00 AM   #52
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Re: value ,location and taxes on your home

small college town in Alabama

value: $220,000
taxes: $715/yr
insurance: $400/yr

3br, 2ba, 2000sq. ft., 4side brick ranch, built in 1958
walking distance to campus
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Old 09-07-2006, 07:14 AM   #53
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Re: value ,location and taxes on your home

whats your home value - $200K, 2500 sq/ft - built in 1996
where are you located - Upstate SC
whats your house taxes - $1400 /year
cost of home insurance - $400 / year
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Old 09-07-2006, 12:48 PM   #54
Intuit
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Re: value ,location and taxes on your home

whats your home value 2800 sq ft $250,000
where are you located Memphis, TN suburb
whats your taxes $2400/yr
cost of home insurance $918.96/yr
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Old 09-07-2006, 03:34 PM   #55
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Re: value ,location and taxes on your home

Lookout Mountain, Georgia (suburb of Chattanooga, TN)
About 3,000 sf (one and a half story built in 1960) 4 b.r. 3 full baths, l.r. , d.r., kitchen, den, extra room, large screened porch, nice lot, mountain views
about $280,000 market value
$2400 total city and county tax
$1200 insurance
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Old 09-07-2006, 03:49 PM   #56
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Re: value ,location and taxes on your home

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Originally Posted by justin
My stats almost exactly!* How big is the house?*
I am guessing 1300sf finished. Typical post WW2 suburban neighborhood, all brick, half acre.
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Old 09-07-2006, 05:40 PM   #57
rmark
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Re: value ,location and taxes on your home

North central Oklahoma
22 year old, 800 sq. ft. mobile home on 2.5 acres, about $30000
taxes about $350 per year
insurance about $350 per year
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Old 09-07-2006, 06:57 PM   #58
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Re: value ,location and taxes on your home

Eastern Shore of Maryland
2400 sq. ft. approx. $300k
$1400 taxes + $500 HOA
$800 insurance not incl. separate umbrella coverage
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Old 09-07-2006, 07:26 PM   #59
mja
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Re: value ,location and taxes on your home

I always knew taxes were high here in WI, but I didn't realize it was THAT bad.

Madison WI
876 sq ft house
Assessed: $132k
Prop taxes: $2650

edited to put in correct (2006) tax amt (last year was $119k/$2385)
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Old 09-07-2006, 08:27 PM   #60
Sparky
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Re: value ,location and taxes on your home

Coastal CT (NOT Gold Coast)

1233 sf waterfront condo worth maybe $370,000
taxes $3,200
HOA $5,220 (includes flood insurance)
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