Curious if anyone has experience with vanguard and fidelity tax estimates when drawing mainly from taxable accounts. We just had our plan reviewed by vanguard and their tax estimates were far higher that mine (like >3x!). I noticed this when using the fidelity RIP tool as well and thought it was just an artifact of not taking taxable accounts into account, but now I’m worried maybe I’m missing something. Would love to hear how others fared in the tax front with plans put together by them.