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Vanguard Managed Payout Funds
Old 09-12-2013, 05:40 AM   #1
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Vanguard Managed Payout Funds

I already have retirement accounts with Vanguard but have some money sitting in an "interest" bearing checking account that I want to put somewhere. I would like to know if anyone has an opinion on their Managed Payout Funds vs any of VG's other funds.

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Old 09-12-2013, 06:05 AM   #2
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Managed payout funds are only Vanguard's version of a balanced portfolio. They then claim they can send you the payout amount without running out of money. This isn't guaranteed.

I would recommend you manage your own AA and take a reasonable withdrawal. Any implied "safety" is an illusion.

The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane -- Marcus Aurelius
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Old 09-12-2013, 06:10 AM   #3
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If you search this site, past threads may be somewhat helpful. Here's one Vanguard Managed Payout Funds?
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 45% equity funds / 30% bond funds / 25% cash - radically changed Nov 2018
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
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Old 09-12-2013, 07:57 AM   #4
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Thanks for the link. Just what I was looking for.
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