Debinnov a
Recycles dryer sheets
- Joined
- Nov 2, 2013
- Messages
- 238
I have recently retired, fairly risk averse and have heavy cash/cd portfolio. I have some equity funds at Vanguard as well as our IRAs which are still in "cash" since they were recently rolled over from a 401(k) .
We've recently moved to an area with a local Fidelity office. I like to be able to meet with someone face-to-face. Vanguard has been fine, but really just wants me to buy bond and international bond funds for that portion of my portfolio. So thinking about possibly moving the IRA money to Fidelity, but not sure.
My questions are, what products other than bond funds can I look at that are the most safe (little risk of principal) for my bond/cash allocation? If I want to buy actual bonds like Tips, do I do that on my own (where)? or can I do it through Fidelity or Vanguard?
I'm just not comfortable buying bond funds right now or at least going all in. But I have to do something with this IRA money as it is earning nothing right now. Are brokered CDs my only other option through Vanguard or Fidelity?
Any suggestions? Thanks!
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We've recently moved to an area with a local Fidelity office. I like to be able to meet with someone face-to-face. Vanguard has been fine, but really just wants me to buy bond and international bond funds for that portion of my portfolio. So thinking about possibly moving the IRA money to Fidelity, but not sure.
My questions are, what products other than bond funds can I look at that are the most safe (little risk of principal) for my bond/cash allocation? If I want to buy actual bonds like Tips, do I do that on my own (where)? or can I do it through Fidelity or Vanguard?
I'm just not comfortable buying bond funds right now or at least going all in. But I have to do something with this IRA money as it is earning nothing right now. Are brokered CDs my only other option through Vanguard or Fidelity?
Any suggestions? Thanks!
Sent from my KFTHWA using Tapatalk