Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Vanguard webinar- spending in retirment
Old 03-06-2014, 01:51 PM   #1
Full time employment: Posting here.
Tailgate's Avatar
Join Date: Jul 2013
Location: Texas
Posts: 777
Vanguard webinar- spending in retirment

Watched earlier today. Mostly validated a little that I already had learned. They remain pretty traditional in most areas and that 4% is a reasonable SWR to start with, depending on time horizon and AA. Here's their approach to SWR . Basically the article is an overview of 3 different SWR strategies. I have no idea if the hybrid strategy is new information or old info since I am pretty new to the ins/outs of self directing my accounts. All in all, the webinar was nicely done and presented without a lot of sales pitches.

Tailgate is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-06-2014, 02:09 PM   #2
Thinks s/he gets paid by the post
Options's Avatar
Join Date: Jan 2008
Location: Los Angeles but not for long
Posts: 1,373
Option 3 is somewhat of a match for me. What I see myself doing is following a path much like that which I've used during my working life. When income fell, I cut back spending. When income became sufficient and increased spending levels were necessary, I increased spending. Flexibility has always been my watchword.

Being eternally frugal, I will probably err on the side of caution and cut spending too much. That's okay with me because I don't get a lot of satisfaction spending anymore and being able to sleep at night is priceless.

Options is offline   Reply With Quote
Old 03-06-2014, 02:27 PM   #3
Thinks s/he gets paid by the post
Major Tom's Avatar
Join Date: Nov 2009
Location: SF East Bay
Posts: 2,864
Originally Posted by Options View Post
That's okay with me because I don't get a lot of satisfaction spending anymore and being able to sleep at night is priceless.
Being able to sleep in the daytime is good too - as is being able to sleep any time you darned well want to
ER, for all intents and purposes. Part-time income <5% of annual expenditure.
Major Tom is offline   Reply With Quote
Old 03-06-2014, 04:17 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 5,664
I sign up for most VG webinars when they send me an email to advise about it. I tend to come away from them with a few good ideas or info that I did not know.
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
WEP/GPO SS Webinar info mickeyd FIRE and Money 25 03-12-2011 08:31 AM
free webinar on osteoporosis simple girl Health and Early Retirement 0 09-07-2010 03:02 PM


All times are GMT -6. The time now is 01:15 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.