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Vanguard webinar- spending in retirment
Old 03-06-2014, 02:51 PM   #1
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Vanguard webinar- spending in retirment

Watched earlier today. Mostly validated a little that I already had learned. They remain pretty traditional in most areas and that 4% is a reasonable SWR to start with, depending on time horizon and AA. Here's their approach to SWR . Basically the article is an overview of 3 different SWR strategies. I have no idea if the hybrid strategy is new information or old info since I am pretty new to the ins/outs of self directing my accounts. All in all, the webinar was nicely done and presented without a lot of sales pitches.

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Old 03-06-2014, 03:09 PM   #2
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Option 3 is somewhat of a match for me. What I see myself doing is following a path much like that which I've used during my working life. When income fell, I cut back spending. When income became sufficient and increased spending levels were necessary, I increased spending. Flexibility has always been my watchword.

Being eternally frugal, I will probably err on the side of caution and cut spending too much. That's okay with me because I don't get a lot of satisfaction spending anymore and being able to sleep at night is priceless.

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Old 03-06-2014, 03:27 PM   #3
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Originally Posted by Options View Post
That's okay with me because I don't get a lot of satisfaction spending anymore and being able to sleep at night is priceless.
Being able to sleep in the daytime is good too - as is being able to sleep any time you darned well want to
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Old 03-06-2014, 05:17 PM   #4
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I sign up for most VG webinars when they send me an email to advise about it. I tend to come away from them with a few good ideas or info that I did not know.
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