I finally retire at age 63 on Dec 31.* *
This is scary stuff. I have recently moved my accounts from Fidelity to UBS (my regrets). I am now looking at VG.* I am thinking about having them do an analysis/recomendation for me vs. just WWELX or VWINX, plus some other funds.
1. Do any of you already retired folks use their recommended asset allocations?*
2. Do you have them send a monthly check or do you perodically sell some for cash each quarter, year or so (ladder CDs etc.)?* *I don't see enough dividends to cover all my monthly needs.