We are obviously not the norm...

[Olav23]

For people that didn't see this in the paper yesterday:

Personal savings rate drops to lowest level ever (besides depression era)

http://www.sfgate.com/cgi-bin/articl...UG5JE423K1.DTL

I think we must be far from the norm in here...

[Michael]

There is a world wide surplus of savings, but much of it is being generated overseas. Since the US is currently a popular place to put these savings, there is no shortage of capital in the US. There is actually a surplus, as shown by low long term rates.