Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 07-21-2016, 09:56 AM   #41
Recycles dryer sheets
Join Date: Jun 2016
Location: Denver
Posts: 373
Is anyone using the target date income funds as a replacement for annuities? They would seem to address the lack of liquidity of an annuity. Any success stories?

COcheesehead is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-21-2016, 11:26 AM   #42
Thinks s/he gets paid by the post
imoldernu's Avatar
Join Date: Jul 2012
Location: Illinois and Florida
Posts: 3,935
Investments... such as they are, calculated at the bottom guaranteed return rate 4%. Don't calculate inflation as investments follow inflation for the most part.
Actually, don't calculate either when doing the annual "where we stand" review.
Ultra conservative. Only plan ahead for 10 years.

One of the "Lucky Few"
imoldernu is offline   Reply With Quote
Old 07-21-2016, 11:53 AM   #43
Recycles dryer sheets
Join Date: Sep 2011
Location: MSP
Posts: 249
Originally Posted by COcheesehead View Post
Is anyone using the target date income funds as a replacement for annuities? They would seem to address the lack of liquidity of an annuity. Any success stories?

I do carry a meaningful percentage of my portfolio in Vanguard's Target Retirement Income Fund. But as it's just a fund of funds (stock & bond, mostly index), yes it offers liquidity but I don't consider it an annuity replacement. So far that job belongs to my SS being delayed 'till 70.

UpAnchor is online now   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Visa holder using 401k, what forms need to be added to tax return? jIMOh FIRE and Money 4 10-26-2015 10:10 PM
Using Firecalc to look at return variance over time petershk FIRE and Money 12 07-28-2015 09:48 PM
using the "inflation adjusted" button with pension MikeWillRetire FIRECalc support 3 06-07-2013 09:58 AM
Implied inflation rate in an inflation adjusted SPIA cashflo2u2 FIRE and Money 6 04-30-2008 07:24 PM
Inflation or No Inflation? Donner FIRE and Money 16 01-19-2005 12:58 PM


All times are GMT -6. The time now is 12:38 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.