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Old 12-08-2009, 03:54 PM   #21
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Health Care
Property Taxes + insurance + HOA
Food
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Old 12-08-2009, 04:10 PM   #22
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Originally Posted by haha View Post
Ignoring income tax, mine are 1,2,3: Rent, medical and food.

Ha
That's a pretty big gorilla to be ignoring Ha! By far, even in retirement, combined fed plus state income taxes is our largest category. After that:

1. Healthcare (premiums plus out of pocket.)
2. Property tax
3. Food (grocery store plus restaurant.)
4. Vehicles (fuel, maintenance and depreciation.)

These are all similar values and I wouldn't be surprised to see any of them move up or down the list.
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Old 12-08-2009, 04:19 PM   #23
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1. Health Insurance (HDHP w/HSA) and out of pocket medical expenses.

2. Food - Groceries and eating out.

3. Property Tax (a big bill in NH)

4. Transportation.

5. Entertaining and dating (some expenses from 2 could technically fall into this one).
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Old 12-08-2009, 04:24 PM   #24
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Actually my biggest expense is my DH...but that's for another thread...
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Old 12-08-2009, 04:48 PM   #25
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Actually my biggest expense is my DH...but that's for another thread...
Been there, done that. But he deserved every good thing, and I am sure yours does, too.
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Old 12-08-2009, 04:56 PM   #26
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Not sure why food is such a biggie for many. Our food bill runs less than 2% of total expenditures. You-all big eaters, or what?

Amethyst
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Old 12-08-2009, 05:03 PM   #27
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Been there, done that. But he deserved every good thing, and I am sure yours does, too.
I reckon so...
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Old 12-08-2009, 05:03 PM   #28
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1.) Property taxes

2.) Mortgage

3.) Health care expense

State & Federal income and sales taxes would be #2 but I guess we are not counting them in this poll.

And the politicians wonder why the economy is sluggish.
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Old 12-08-2009, 05:37 PM   #29
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Not sure why food is such a biggie for many. Our food bill runs less than 2% of total expenditures. You-all big eaters, or what?

Amethyst
Groceries represent 11% of our expenses (excluding income taxes). We are not big eaters at all, but we buy a lot of healthy/"gourmet" food. One of my goal for this year was to cut back on our grocery bill but I failed miserably.
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Old 12-08-2009, 05:58 PM   #30
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1. Mortgage P&I
2. Real property tax
3. Food & Wine
4. Vacation
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Old 12-08-2009, 06:07 PM   #31
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Mortgage P&I
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Prop taxes
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Old 12-08-2009, 06:08 PM   #32
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Taxes, by a country mile.

But we're going to fix that soon.

And then I expect one of my biggest expenses will be gasoline for the RV.
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Old 12-08-2009, 06:32 PM   #33
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Not sure why food is such a biggie for many. Our food bill runs less than 2% of total expenditures. You-all big eaters, or what?

Amethyst
Surprised that your food bill would be so low, unless you're spending $300k per year on other stuff. Are you excluding non-food grocery items from that tally (paper towels, bath tissue, tin foil, etc.)?
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Old 12-08-2009, 06:46 PM   #34
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#1 - Travel (mutli-day trips & vacations, day trips, live theater/music/shows)
#2 - Food (both groceries and restaurants)
#3 - Hobbies (gardening, model railroading, etc.)
#4 - Health Care (insurance, deductibles, co-pays, meds)
#5 - Home (insurance, property taxes, upkeep)

I retired early to have fun and enjoy life.....I guess from the looks of things, I'm being successful!
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Old 12-08-2009, 07:02 PM   #35
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1. Travel
2. Utilities (old house, cold climate)
3. Groceries
4. Mortgages on rental properties
5. Property taxes

I don't do the calculations, but travel is definitely the top category. Much of it is business travel but I have to pay for it and wait for reimbursement, and not all my business travel is reimbursed.
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Old 12-08-2009, 07:02 PM   #36
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1. Rent
2. Travel (may go to #1 after RE)
3. Groceries
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Old 12-08-2009, 07:14 PM   #37
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Not sure why food is such a biggie for many. Our food bill runs less than 2% of total expenditures. You-all big eaters, or what?

Amethyst
Could be that my other expenses are so low!

Property taxes are by far my #1 expense, with a lot of other categories competing for 2nd & 3rd place, but all significantly less than property taxes. (One side effect of living in New Jersey).
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Old 12-08-2009, 07:20 PM   #38
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Not sure why food is such a biggie for many. Our food bill runs less than 2% of total expenditures. You-all big eaters, or what?

Amethyst

Good question, I think it is because our property taxes are not too crazy. Here in MO if you are paying more than 3k in property taxes you have a real nice house. Most people here pay 2k or less. I have seen some nice 2br homes that are 1k a year in property taxes. Joedreaming I know I am shocking you right now.
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Old 12-08-2009, 07:25 PM   #39
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This year was as follows,

1. dental work for DW and I
2. food
3. property taxes
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Old 12-08-2009, 07:35 PM   #40
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Not sure why food is such a biggie for many. Our food bill runs less than 2% of total expenditures. You-all big eaters, or what?

Amethyst
If I had a mortgage, had to pay for my own health insurance, counted income tax, and had a car payment and/or amortized what I paid for my car, my grocery bill would probably be down there too. I didn't even consider listing income tax because it's taken out of my check before I see it, but I understand why people do, and once retired I'll budget it.
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