OP: Are you already ER'd? Your spouse? How about following MMM (mr money mustache) advice and get rid of one of the cars and get a bicycle? If the response is that you're working and are too far away from work, then think about relocating. Doing that, you could also think about a duplex or similar so that the place you live also has a renter for the income.
Otherwise, seems like your spending is already low and you're aware of what additional cuts would do to your lifestyle. i.e. you're at a fairly comfortable middle ground right now.
Since you didn't give healthcare and taxation numbers, I'll assume that you've already done the research and implemented solutions to minimize those costs.
Otherwise, seems like your spending is already low and you're aware of what additional cuts would do to your lifestyle. i.e. you're at a fairly comfortable middle ground right now.
Since you didn't give healthcare and taxation numbers, I'll assume that you've already done the research and implemented solutions to minimize those costs.