Is there a minimal amount you have to earn that could replace a "zero income" year and still max out your payment as if you were still earning what you did when you retired?
That's a bit confusing so let give an example. Suppose I quite working at age 50 after 28 years of qualified earnings years. (With the last 15 years of earnings being above the "max threshhold". )
Assuming no work at all after 50, they would give me 7 years of zero income years and thus my benefits would be less than current projections.
How much would I have to make per year from 50-57, to "get back" to the max payout amount of my earlier projection? For instance, would a part-time job making $10K per year do it or make any difference likely?
(The calculator in the linke did not allow me to enter actual income year by year)