calmloki
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
None of you have been asked for saliva samples?
I get stuff like that from my car insurance company too, they want to know the mileage on the cars...I keep ignoring it. It's been 2+yrs and they haven't taken any action yet. Or my Chase bank wanting me to 'update your salary info' - umm no, I'm good.
I fixed that for you...because not everyone sees things the same way.
Chase emailed me today asking to verify my income. What do they care as long as I pay my bill each month, and besides my income can be anything I want it to be. Well, not for long.
Chase emailed me today asking to verify my income. What do they care as long as I pay my bill each month, and besides my income can be anything I want it to be. Well, not for long.
Didn't know that, I'll have to ask.
Got lottsa dough at ML & BofA. Never get any questions, never have to verify anything. Been that way for decades.
I used to ignore them until they actually called me to try and sell me life insurance, and then also asked the mileage. I asked why and they said I was paying a higher rate without the data so I told them. I think this is how switching insurance companies might save some people money, as they get a better rate until the ins co realizes you drive more miles than avg etc.
Anyways as for BofA I was mad at them as well. First time customer, I setup autopay on the credit card but it didn't autopay. I had to login, and click send. What kind of auto is that if I need to login the day its supposed to be automatically sent, and click a button to send. The rep assured me this was only a first time auto pay function.
I also have had a continuing account with BoA (or predecessor) for 30 years or more. A couple of years ago they started a popup asking me to verify my SS number by unhiding it in a box. I went to the local branch and complained. They called somewhere and told them I wanted them to totally stop the login popups. They stopped until about 3 weeks ago when the verify your SS number one reappeared. (The idiots must want me to come to the branch to complain so they can try to sell some "Merrill Edge" to me for commissions.) It, otherwise, makes no sense to expose SS numbers or to check a SS number that is the basis of their issuance of services in the first place. They give me the FICO score so wouldn't I have noticed if something was wrong with their data? I never respond to these popups (popovers) but hate having to close the box since this means I do have to touch it somehow.
When I pay my Amazon Store Card at Synchrony, they always start the session with a page inquiring for current income. I always chose the skip option. I figure they may want to increase the limit and I like low limits on cards used on the Internet.
Agree with Mulligan, the PO BOX is likely the culprit.
We have a double authentication on our BOA accounts with a text message to the phone to verify the supplied number. I never have been asked for an SS number.
I will say that the one time my DGF was asked for an SS number, she used a different BOA site not secured, which didn't have the double authentication and it turned out to be a fraudulent site.
Wish that were the solution but I also have been using double authentication. I use Trusteer Rapport also (download lined from BoA originally) and their arrangement with BoA should, via "Endpoint protection", protect me against redirection to a phishing site. The local BoA verified that the popover was theirs when I visited a couple of years ago. Your comment makes me wonder what is up with login popovers anyway. Why make a customer feel insecure?
My husband's computer recently went south and I ran down to Best Buy and got him a new one. BoA blocked the credit card charge because they flagged it as a suspicious charge. I verified the charge and it finally went through. The popovers started again at about the same time. Maybe there's a connection. Who knows. They do things without notifying you as to what is going on. I like it that they flag out of character charges so ....
It is called a Premium Rewards Credit Card. Just came out last summer. It does have a $95 yearly fee, but you get reimbursement for $100 of baggage costs for flights yearly, so to me this is a wash and effectively no fees.
I believe my double authentication is not from "Trusteer Rapport", as I haven't heard of this reference but who knows.
I have had a couple of Best Buy charges challenged by BOA over the years. It has been stated that one of the first places for fraudulent use of the CC is Best Buy. At least that is what I was told.
I just signed up for the card Dtail is describing. It also comes with 50,000 points if you spend $3,000 during the first 90 days. I also have a BOA Cash rewards card which has a higher points accumulation than the premium rewards card for groceries, gas and big box stores and has no annual fee. I had been using the BOA travel rewards card for everything else until the premium rewards card came out. The reimbursement for bags of $100/yr offsets the annual fee, I feel, so I went for it and will stop using the travel rewards card.
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What do you think is going on? Don't you believe that this has something to do with the Patriot Act?
probably more of a bureaucratic incompetence issue... the bank/credit card/line of credit systems probably do not talk to each other and they all need that info. Currently all banks need a SSN or ITIN for all accounts. The Patriot Act has been around for years, but the bank is probably just cleaning up accounts.
They lost your data. Happens all the time.
For the last few months, when I've been signing into my BofA account online, I get a pop-up asking me to tell them whether I am a dual citizen. I haven't answered it and so far, have not heard anything else from them. I just keep ignoring the question every time I log on.
I am a dual citizen, but will keep refusing to answer the question. If they were to close my account over this, I could actually use an excuse to go with a local CU instead anyway.
Cause if they told you you'd be unhappy. Honestly the person who you talked to probably doesn't know.OP here, why didn't BofA just tell me that instead of treating me suspiciously like I had done something wrong. Not a good way to keep a customer...
Not really.... the law is pretty strict and there are some big penalties if you do not follow it...
Since I did work at a bank and had to deal with this.... I would also say it is the opinion of the bank.... now, you might have a different opinion and a close account...
My comment was about your opinion on what the bank should do if the OP didn't provide the info. How do you know it's the opinion of the bank or anyone else's unless they personally told you 'hey Texas proud, our opinion is...'
Personally it is my opinion that tons of personal data is being collected and far worse- lost to the hackers, in the name of Patriot Act etc because it's just so easy, no one will question it.