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Re: What is your age and AA?
05-11-2007, 07:26 AM
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#41
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Thinks s/he gets paid by the post
Join Date: Aug 2004
Location: St. Louis
Posts: 2,179
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Re: What is your age and AA?
Age 30
Slaving away, on course to FI - unsure when I'll add the RE (depends on future wife + family )
5.7% Cash/Cash Equivalents
34.6% Bonds/"Fixed Income"
59.0% Equity
0.7% Trees
Bonds:
5.9% Municipal
0.8% Bond portion of mutual funds (probably more, but I just threw it in here)
8.6% CDs/I-Bonds
0.8% Fixed-rate annuities
18.5% Preferred stocks/closed-end bond funds (variable and fixed)
Equity:
20.2% US Individual Stocks/funds
7.5% REITs/Utilities
2.9% Donor-Advised Fund equities
20.3% International Individual Stocks/funds
8.0% Natural Resources (mostly oil, some copper)
Will be adding more to International/Domestic Stock as I accumulate some cash, but would ideally like to get together with a few other investors to purchase commercial real estate.
__________________
Dryer sheets Schmyer sheets
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Re: What is your age and AA?
05-11-2007, 07:42 AM
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#42
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Posts: 2,603
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Re: What is your age and AA?
45, retired 2 years.
75% real estate
25% equities
(excludes a small pension and SS which hopefully will pay-out in ~20 years. : )
__________________
FIRE'd since 2005
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Re: What is your age and AA?
05-11-2007, 06:56 PM
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#43
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Recycles dryer sheets
Join Date: Apr 2006
Posts: 471
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Re: What is your age and AA?
Age 60 - Retired
75 Stock
25 FI
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Re: What is your age and AA?
05-11-2007, 09:00 PM
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#44
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,296
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Re: What is your age and AA?
49 & 53
As of this moment....50% stock (large, mid, international) 40% bond 10% cash
__________________
There's no need to complicate, our time is short..
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Re: What is your age and AA?
05-11-2007, 09:31 PM
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#45
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Recycles dryer sheets
Join Date: Aug 2006
Posts: 78
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Re: What is your age and AA?
44 years old
75% Stock (50-50 US/Intl emphasis on small/mid and value)
14% Bonds (short term)
11% Cash, CD, MM (to cover a 3 year market collapse)
20% nontaxable (IRA and 401K)
80% taxable
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Re: What is your age and AA?
05-12-2007, 05:50 AM
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#46
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Recycles dryer sheets
Join Date: May 2005
Posts: 444
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Re: What is your age and AA?
46, wifes 44
About 1/3 each Vanguard U.S. stock idex, Vanguard International stock index, Tiaa-cref Real Estate + wifes fixed pension at retirement.
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Re: What is your age and AA?
05-12-2007, 06:00 AM
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#47
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,968
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Re: What is your age and AA?
widower, 63. 14th year of ER.
65,32,3 stocks,bonds,cash - 85% Target Retirement 2015, 15% individual stock or Drip plans.
Early SS and non cola pension provide 40% of income at throttle up and estimate that plus current yield could cover 100% easily in throttle back mode.
heh heh heh - 8)
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Re: What is your age and AA?
05-12-2007, 06:41 AM
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#48
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Thinks s/he gets paid by the post
Join Date: Sep 2006
Posts: 1,743
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Re: What is your age and AA?
53 DW 54
working hopefully for 3 more years
65 % equities (33% domestic large cap, 11% international, 20% mid/small cap)
24% bonds
11% cash
80% tax advantaged
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Re: What is your age and AA?
05-12-2007, 06:48 AM
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#49
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Thinks s/he gets paid by the post
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,455
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Re: What is your age and AA?
Age: 54, married, 2 teenagers
stock 46.43%
bond 20.04%
cash 33.53%
Working ....until
__________________
May we live in peace and harmony and be free from all human sufferings.
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Re: What is your age and AA?
05-12-2007, 06:54 AM
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#50
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Dryer sheet wannabe
Join Date: Feb 2007
Posts: 12
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Re: What is your age and AA?
55 and 55
20, 20, 20, 20, 20% - Large cap, mid cap, small cap, int. nat'l, bonds 80% index funds, 20% play
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Re: What is your age and AA?
05-12-2007, 10:56 AM
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#51
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Dryer sheet wannabe
Join Date: Jan 2007
Posts: 17
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Re: What is your age and AA?
23,
75% domestic equity
25% emerging markets
ETFs, taxable. starting Roth and 401k with new job soon
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Re: What is your age and AA?
05-12-2007, 03:00 PM
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#52
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Dryer sheet wannabe
Join Date: Feb 2007
Posts: 21
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Re: What is your age and AA?
53 & 61
Currently 40/40/20 stock/bond/cash
Target 60/30/10 or so
75% TIRA/5% ROTH/20% after tax
I'm giving retirement a trial run. May go back PT in August after youngest leaves for college. I'll be more prone to do so if the market tanks.
DH is winding own business down -- considers it PT at this point.
Guess we're sort of easing in to retirement...
kj
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Re: What is your age and AA?
05-12-2007, 04:25 PM
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#53
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2005
Posts: 6,192
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Re: What is your age and AA?
55 for myself 57 for spouse
we use a rather unorthodox allocation method
money we will need over the next 6-7 years 100% cd's money markets, short term bonds
7-14 years, 100% laddered treasury bonds, unlisted reit paying 8.5%, bond funds of assorted types. thinking of adding an index linked annuity with guaranteed floors as a kicker to income
15 yrs plus 75% stock funds 25% strategic bond funds, real return funds, commoditiy funds
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Re: What is your age and AA?
05-12-2007, 09:07 PM
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#54
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Recycles dryer sheets
Join Date: Jan 2006
Posts: 331
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Re: What is your age and AA?
29
~40% international
20% large cap
20% mid cap
20% small cap
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Re: What is your age and AA?
05-13-2007, 11:24 AM
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#55
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2005
Location: Chicago
Posts: 13,184
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Re: What is your age and AA?
Quote:
Originally Posted by mathjak107
55 for myself 57 for spouse
we use a rather unorthodox allocation method
money we will need over the next 6-7 years 100% cd's money markets, short term bonds
7-14 years, 100% laddered treasury bonds, unlisted reit paying 8.5%, bond funds of assorted types. thinking of adding an index linked annuity with guaranteed floors as a kicker to income
15 yrs plus 75% stock funds 25% strategic bond funds, real return funds, commoditiy funds
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mathjac107...... So what is your overall AA? It sounds like you carry a high percentage of cash/cash equivalents as a percentage of your total portfolio.
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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Re: What is your age and AA?
05-13-2007, 11:29 AM
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#56
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2005
Location: Chicago
Posts: 13,184
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Re: What is your age and AA?
Self 59, DW 60.
About one year into ER.
Equity 65%
Fixed 30%
Cash 5%
__________________
"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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Re: What is your age and AA?
05-13-2007, 11:34 AM
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#57
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Recycles dryer sheets
Join Date: Apr 2006
Posts: 147
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Re: What is your age and AA?
Age 50, DW Age 51, both working FT
2 Children
--Age 20 will be starting 2nd year of college
--Age 18 graduating from high school Will start college in Fall
Own home mortgage free (not included in AA)
100% debt free
31% Cash (after tax accounts)
50% Stock Mutual Funds (tax deferred including 401K, Rollover IRA and Roth IRA)
---65% US, 35% International
19% Real Estate (land)
ER target no later then 5 years with no pensions.
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